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Finally we got our Chase Ink in the mail after fighting with the fraud department (see other post) limit is $12K This is less than our Spark limit of 16K but atleast it does not report. The material had no mention of spending bonus. I know their is one. Do I need to call them or does this come in the mail seperately? We usually charge between $1K and $2K per month on biz cards but can try to step it up for a few months. 0 % for 12 months apr a little high at 17% after that
@Anonymous wrote:Finally we got our Chase Ink in the mail after fighting with the fraud department (see other post) limit is $12K This is less than our Spark limit of 16K but atleast it does not report. The material had no mention of spending bonus. I know their is one. Do I need to call them or does this come in the mail seperately? We usually charge between $1K and $2K per month on biz cards but can try to step it up for a few months. 0 % for 12 months apr a little high at 17% after that
Chase doesn't include bonus information with their cards. If you were approved under a valid offer then you have nothing to worry about.
Thanks all for the info. I had several payments I needed to make and used the Chase card last night and am well on the way to the bonus.
We never had any bad experiences with Cap 1 Spark but based on the math know we were leaving atleast several dollars on the table each year in points. Once we see what they count in what category I may try to max points as we have some monthly charges that I am not sure how Chase will treat them and may get more points keeping them on Spark with auto pay. The timing for spend bonus could not have been better dw and her new employee's license are up for renewal by 7/31 and its $1600 and they to take credit cards. I am excited about the 0% for 12 months and may carry the balance for upto 90 days but unsure as we get paid this week on two big government contracts and now have several new ones just starting. I love the fact it does not show on dw credit. We always had to do a mid cycle pay down before to keep her % use overall reasonable. I am very happy. This is our first Chase card.
@Anonymous wrote:
One of the main problems with Spark from my perspective is that it reports as if it's your personal card.
That's no good for anyone. Business credit is not used the same way as personal credit at all. In fact, it's use oppositely quite often.
Agreed biz cards need to on personal accounts only if they go into charge off or 120 days.