Credit Card Center Advertiser Disclosure

Reply
Established Contributor
Posts: 677
Registered: ‎01-15-2017
0

Chase Ink approved and arrived today no mention of bonus in material

Finally we got our  Chase Ink in the mail after fighting with the fraud department (see other post) limit is $12K This is less than our Spark limit of 16K but atleast it does not report.  The material had no mention of spending bonus.  I know their is one.  Do I need to call them or does this come in the mail seperately?   We usually charge between $1K and $2K per month on biz cards but can try to step it up for a few months.  0 % for 12 months apr a little high at 17%  after that 

Super Contributor
Posts: 8,763
Registered: ‎10-03-2008

Re: Chase Ink approved and arrived today no mention of bonus in material

In viewing the Chase website, today they are offering the best rate on this card as 16.99% so your rate is the best for this product.
Starting Score: 848
Current Score: 826
Goal Score: 850


Take the myFICO Fitness Challenge
Moderator
Posts: 13,884
Registered: ‎10-07-2014

Re: Chase Ink approved and arrived today no mention of bonus in material


Backwoods wrote:

Finally we got our  Chase Ink in the mail after fighting with the fraud department (see other post) limit is $12K This is less than our Spark limit of 16K but atleast it does not report.  The material had no mention of spending bonus.  I know their is one.  Do I need to call them or does this come in the mail seperately?   We usually charge between $1K and $2K per month on biz cards but can try to step it up for a few months.  0 % for 12 months apr a little high at 17%  after that 


Chase doesn't include bonus information with their cards.  If you were approved under a valid offer then you have nothing to worry about.

Established Contributor
Posts: 677
Registered: ‎01-15-2017

Re: Chase Ink approved and arrived today no mention of bonus in material

Thanks all for the info. I had several payments I needed to make and used the Chase card last night  and am well on the way to the bonus. 

Valued Contributor
Posts: 1,842
Registered: ‎08-02-2016

Re: Chase Ink approved and arrived today no mention of bonus in material

I agree with other posters I've had the Ink Cash and the Ink Preffered neither mention it in the materials sent by mail it's only shown when you apply. After meeting the required spend it's usually added when the next statement cuts so don't worry!

It's much better than Spark trust me!
Established Contributor
Posts: 677
Registered: ‎01-15-2017
0

Re: Chase Ink approved and arrived today no mention of bonus in material

We never had any bad experiences with Cap 1 Spark but based on the math know we were leaving atleast several dollars on the table each year in points.  Once we see what  they count in what category I may try to max points as we have some monthly charges that I am not sure how Chase will treat them and may get more points keeping them on Spark with auto pay.   The timing for spend bonus could not have been better dw and her new employee's license are up for renewal by  7/31 and its $1600 and they to take credit cards. I am excited about the 0% for 12 months and may carry the balance for upto 90 days but unsure as we get paid this week on two big government contracts and now have several new ones just starting. I love the fact it does not show on dw credit. We always had to do a mid cycle pay down before to keep her % use overall reasonable.  I am very happy. This is our first Chase card. 

New Contributor
Posts: 64
Registered: ‎06-03-2016
0

Re: Chase Ink approved and arrived today no mention of bonus in material

One of the main problems with Spark from my perspective is that it reports as if it's your personal card.

That's no good for anyone. Business credit is not used the same way as personal credit at all. In fact, it's use oppositely quite often.
Highlighted
Established Contributor
Posts: 677
Registered: ‎01-15-2017
0

Re: Chase Ink approved and arrived today no mention of bonus in material


Tubpbs wrote:
One of the main problems with Spark from my perspective is that it reports as if it's your personal card.

That's no good for anyone. Business credit is not used the same way as personal credit at all. In fact, it's use oppositely quite often.

Agreed biz cards need to on personal accounts only if they go into charge off or 120 days.  

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.