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Close CSP for Amex Enhanced Business PRG?

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CarbonCard
Established Contributor

Close CSP for Amex Enhanced Business PRG?

So I have my CSP for almost 2 years now, and I'm thinking of closing it (maybe downgrade to CS?) in exhange for the business PRG which offers 75k MR points if I spend $5k.. i don't really eat out as much as I used to and I can pick my categories for the PRG (3x on gas, 2x for other categories, 1x on everything else). I also plan on terminating my AAA to justify the cost of PRG. Smiley Happy

Starting Score: (1/15)TU: 690 EX: 690 EQ: 711
Current Score: (10/18) TU-8: 813 EX-8: 808 EQ: 797
Goal Score: (7/20) 800+ for all three bureaus

Take the myFICO Fitness Challenge
Message 1 of 11
10 REPLIES 10
bigbang91
Established Contributor

Re: Close CSP for Amex Enhanced Business PRG?


@CarbonCard wrote:

So I have my CSP for almost 2 years now, and I'm thinking of closing it (maybe downgrade to CS?) in exhange for the business PRG which offers 75k MR points if I spend $5k.. i don't really eat out as much as I used to and I can pick my categories for the PRG (3x on gas, 2x for other categories, 1x on everything else). I also plan on terminating my AAA to justify the cost of PRG. Smiley Happy


75k,it it targeted offer?cause all i can find on PRG is only 25k.

Message 2 of 11
Anonymous
Not applicable

Re: Close CSP for Amex Enhanced Business PRG?


@CarbonCard wrote:

So I have my CSP for almost 2 years now, and I'm thinking of closing it (maybe downgrade to CS?) in exhange for the business PRG which offers 75k MR points if I spend $5k.. i don't really eat out as much as I used to and I can pick my categories for the PRG (3x on gas, 2x for other categories, 1x on everything else). I also plan on terminating my AAA to justify the cost of PRG. Smiley Happy


@CarbonCard,

 

Don't take this the wrong way but that 75k MR points for a 5k spend for the business PRG is not a good offer.  I received the same 75k MR points for 2k spend offer for the business PRG.  So perhaps, if you are not in any rush you can wait for a better offer.

Message 3 of 11
CarbonCard
Established Contributor

Re: Close CSP for Amex Enhanced Business PRG?

Yep it's a targeted offer.
And I don't mind waiting. Actually your post made me not to app at all. I'll wait for that offer hehe
Starting Score: (1/15)TU: 690 EX: 690 EQ: 711
Current Score: (10/18) TU-8: 813 EX-8: 808 EQ: 797
Goal Score: (7/20) 800+ for all three bureaus

Take the myFICO Fitness Challenge
Message 4 of 11
Anonymous
Not applicable

Re: Close CSP for Amex Enhanced Business PRG?


@CarbonCard wrote:
Yep it's a targeted offer.
And I don't mind waiting. Actually your post made me not to app at all. I'll wait for that offer hehe

Excellent.. It will come.  Hang in thereSmiley Tongue

Message 5 of 11
CarbonCard
Established Contributor

Re: Close CSP for Amex Enhanced Business PRG?


@Anonymous wrote:

@CarbonCard wrote:
Yep it's a targeted offer.
And I don't mind waiting. Actually your post made me not to app at all. I'll wait for that offer hehe

Excellent.. It will come.  Hang in thereSmiley Tongue


Haha hopefully lol. I was thinking of using that 75k mr points for my bday travel haha

Starting Score: (1/15)TU: 690 EX: 690 EQ: 711
Current Score: (10/18) TU-8: 813 EX-8: 808 EQ: 797
Goal Score: (7/20) 800+ for all three bureaus

Take the myFICO Fitness Challenge
Message 6 of 11
bigbang91
Established Contributor

Re: Close CSP for Amex Enhanced Business PRG?


@CarbonCard wrote:

@Anonymous wrote:

@CarbonCard wrote:
Yep it's a targeted offer.
And I don't mind waiting. Actually your post made me not to app at all. I'll wait for that offer hehe

Excellent.. It will come.  Hang in thereSmiley Tongue


Haha hopefully lol. I was thinking of using that 75k mr points for my bday travel haha


Hw about citi prestige? You can check in branch for 60k offer

Message 7 of 11
CarbonCard
Established Contributor

Re: Close CSP for Amex Enhanced Business PRG?


@bigbang91 wrote:

@CarbonCard wrote:

@Anonymous wrote:

@CarbonCard wrote:
Yep it's a targeted offer.
And I don't mind waiting. Actually your post made me not to app at all. I'll wait for that offer hehe

Excellent.. It will come.  Hang in thereSmiley Tongue


Haha hopefully lol. I was thinking of using that 75k mr points for my bday travel haha


Hw about citi prestige? You can check in branch for 60k offer


I doubt If I'll qualify with them...

Starting Score: (1/15)TU: 690 EX: 690 EQ: 711
Current Score: (10/18) TU-8: 813 EX-8: 808 EQ: 797
Goal Score: (7/20) 800+ for all three bureaus

Take the myFICO Fitness Challenge
Message 8 of 11
Anonymous
Not applicable

Re: Close CSP for Amex Enhanced Business PRG?

Keep the CSP it has no international fees if you ever were to travel. Smiley Sad 

Message 9 of 11
Anonymous
Not applicable

Re: Close CSP for Amex Enhanced Business PRG?

Yay and rememberto update your siggy once you app haha

Message 10 of 11
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