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What is an easy business card to obtain store or visa/mc... I had personal amexs and dont want a business one
The question on what's the "easiest" is a difficult question. There are more factors to take into consideration. What is the formation of your company (Incorporated, LLC, LLP, Sole Proprietorship, etc...). What is your credit score? Do You want rewards, if so, what?
Its not a new business Ive been in business 35 years. Just never had business credit. Scores are 680-700 no negatives. Its a Sole Prop
@Anonymous wrote:The question on what's the "easiest" is a difficult question. There are more factors to take into consideration. What is the formation of your company (Incorporated, LLC, LLP, Sole Proprietorship, etc...). What is your credit score? Do You want rewards, if so, what?
I noticed you don't want Amex not sure why but other things and banks to consider would be Citi, Cap1, Chase, US bank,credit unions.
Not sure what you're looking for much more info is needed
What do you need in a card ....
Inventory purchases?
Funding till invoices are paid?
Monthly bills?
A lot of travel purchases?
Overhead?
etc etc
Probably the easiest card to get is Cap1 but any card you choose should be based on spending and the rewards and benefits it offers you,
Not which is easiest to get IMHO
By far Amex and Chase have the better cards currently
@myjourney wrote:I noticed you don't want Amex not sure why but other things and banks to consider would be Citi, Cap1, Chase, US bank,credit unions.
Not sure what you're looking for much more info is needed
What do you need in a card ....
Inventory purchases?
Funding till invoices are paid?
Monthly bills?
A lot of travel purchases?
Overhead?
etc etc
Probably the easiest card to get is Cap1 but any card you choose should be based on spending and the rewards and benefits it offers you,
Not which is easiest to get IMHO
By far Amex and Chase have the better cards currently
I have an American Express PRG, Amex SPG, And Amex Delta SkyMiles... no need for the simplycash and with costco gone I dont want that. Mostly for monthly expenses including inventory
@Anonymous wrote:Its not a new business Ive been in business 35 years. Just never had business credit. Scores are 680-700 no negatives. Its a Sole Prop
@Anonymous wrote:The question on what's the "easiest" is a difficult question. There are more factors to take into consideration. What is the formation of your company (Incorporated, LLC, LLP, Sole Proprietorship, etc...). What is your credit score? Do You want rewards, if so, what?
With the business being a sole proprietorship, there's really no such thing as "Business Credit". You are the business, both finances are intertwined. With your scores, you should not have much of a problem obtaining a business card, but it will go on your credit. If you are looking for something specific, rewards based, let us know so we can try and help.
@Anonymous wrote:
@myjourney wrote:I noticed you don't want Amex not sure why but other things and banks to consider would be Citi, Cap1, Chase, US bank,credit unions.
Not sure what you're looking for much more info is needed
What do you need in a card ....
Inventory purchases?
Funding till invoices are paid?
Monthly bills?
A lot of travel purchases?
Overhead?
etc etc
Probably the easiest card to get is Cap1 but any card you choose should be based on spending and the rewards and benefits it offers you,
Not which is easiest to get IMHO
By far Amex and Chase have the better cards currently
I have an American Express PRG, Amex SPG, And Amex Delta SkyMiles... no need for the simplycash and with costco gone I dont want that. Mostly for monthly expenses including inventory
Then maybe Chase is best for you but then again I love my Amex Lowes due to the industry I'm in
Also love my Cap1 for 2% on off categories
Chase for 5% monthly spending
So figure out what category you spend the most in that will benefit you and then find the best card for that
inventory could be Amex Plum if you need to float balances or pay early and make it a standard 1.5% card for yearly savings depending on yearly spend
You see my point?
Just throwing out some ideas
@myjourney wrote:
@Anonymous wrote:
@myjourney wrote:I noticed you don't want Amex not sure why but other things and banks to consider would be Citi, Cap1, Chase, US bank,credit unions.
Not sure what you're looking for much more info is needed
What do you need in a card ....
Inventory purchases?
Funding till invoices are paid?
Monthly bills?
A lot of travel purchases?
Overhead?
etc etc
Probably the easiest card to get is Cap1 but any card you choose should be based on spending and the rewards and benefits it offers you,
Not which is easiest to get IMHO
By far Amex and Chase have the better cards currently
I have an American Express PRG, Amex SPG, And Amex Delta SkyMiles... no need for the simplycash and with costco gone I dont want that. Mostly for monthly expenses including inventory
Then maybe Chase is best for you but then again I love my Amex Lowes due to the industry I'm in
Also love my Cap1 for 2% on off categories
Chase for 5% monthly spending
So figure out what category you spend the most in that will benefit you and then find the best card for that
inventory could be Amex Plum if you need to float balances or pay early and make it a standard 1.5% card for yearly savings depending on yearly spend
You see my point?
Just throwing out some ideas
Chase does look interesting The ink card... What industry you in if you dont mind me asking
@Anonymous wrote:
@myjourney wrote:
@Anonymous wrote:
@myjourney wrote:I noticed you don't want Amex not sure why but other things and banks to consider would be Citi, Cap1, Chase, US bank,credit unions.
Not sure what you're looking for much more info is needed
What do you need in a card ....
Inventory purchases?
Funding till invoices are paid?
Monthly bills?
A lot of travel purchases?
Overhead?
etc etc
Probably the easiest card to get is Cap1 but any card you choose should be based on spending and the rewards and benefits it offers you,
Not which is easiest to get IMHO
By far Amex and Chase have the better cards currently
I have an American Express PRG, Amex SPG, And Amex Delta SkyMiles... no need for the simplycash and with costco gone I dont want that. Mostly for monthly expenses including inventory
Then maybe Chase is best for you but then again I love my Amex Lowes due to the industry I'm in
Also love my Cap1 for 2% on off categories
Chase for 5% monthly spending
So figure out what category you spend the most in that will benefit you and then find the best card for that
inventory could be Amex Plum if you need to float balances or pay early and make it a standard 1.5% card for yearly savings depending on yearly spend
You see my point?
Just throwing out some ideas
Chase does look interesting The ink card... What industry you in if you dont mind me asking
Not at all
Contractor/ S Corp
@myjourney wrote:
@Anonymous wrote:
@myjourney wrote:
@Anonymous wrote:
@myjourney wrote:I noticed you don't want Amex not sure why but other things and banks to consider would be Citi, Cap1, Chase, US bank,credit unions.
Not sure what you're looking for much more info is needed
What do you need in a card ....
Inventory purchases?
Funding till invoices are paid?
Monthly bills?
A lot of travel purchases?
Overhead?
etc etc
Probably the easiest card to get is Cap1 but any card you choose should be based on spending and the rewards and benefits it offers you,
Not which is easiest to get IMHO
By far Amex and Chase have the better cards currently
I have an American Express PRG, Amex SPG, And Amex Delta SkyMiles... no need for the simplycash and with costco gone I dont want that. Mostly for monthly expenses including inventory
Then maybe Chase is best for you but then again I love my Amex Lowes due to the industry I'm in
Also love my Cap1 for 2% on off categories
Chase for 5% monthly spending
So figure out what category you spend the most in that will benefit you and then find the best card for that
inventory could be Amex Plum if you need to float balances or pay early and make it a standard 1.5% card for yearly savings depending on yearly spend
You see my point?
Just throwing out some ideas
Chase does look interesting The ink card... What industry you in if you dont mind me asking
Not at all
Contractor/ S Corp
Im in cutlery rental business, very competive like yours I assume.