Last year in January, I used this forum to rebuild my credit. I started last year with cleaning my judgements. From horrible credit to approved morgage for 325000 with a 3.125 interest rate in november. I just want say thank you and i just want to share that i just got approved $7500 for Spark. I already have capitol one card quicksilver with a limit of $6300 , started last year on March with $300 limit.
My Equifax is frozen. I already have ink(suprisingly gave me $ 45000 in december and just got approved simply cash from amex($13000) also. I applied amex earlier same day I got spark. It was not instant approval. It gave me 7-10 days respond. My fico for transunion was 763 and experian 765. 0 debt. I have 2 paid state tax liens from 2014 ,only in equifax report, thats what i decided to keep it as clean as possible in case i might need to use it on the future. I have around 10 cards all mostly less than a year old.. Oldest card (an authorized user) is my wifes $28.000 boa 19 years old. I called on monday for the status, the customer service represantative congratulated me for the card, nothing asked but the id confirmation.
Thanks everyone for your great help.
