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New Contributor
Posts: 72
Registered: ‎07-12-2012
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Re: FIRST EVER AMEX - Delta Gold - Have questions

OK. I applied for the Plum Charge and got this->

 

Your application is pending further review.

Thank you for your application for The Plum Card® From American Express OPEN. We have processed your application but we need more information before notifying you of our decision.

Thank you for choosing American Express.

 

Is that a Hard or soft inquiry now ?

 

Whats my next move?


Starting Score: 506
Current Score: 720
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Senior Contributor
Posts: 26,863
Registered: ‎02-07-2013
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Re: FIRST EVER AMEX - Delta Gold - Have questions

[ Edited ]

StudentSam wrote:

OK. I applied for the Plum Charge and got this->

 

Your application is pending further review.

Thank you for your application for The Plum Card® From American Express OPEN. We have processed your application but we need more information before notifying you of our decision.

Thank you for choosing American Express.

 

Is that a Hard or soft inquiry now ?

 

Whats my next move?


Call now and good luck the good news it wasn't a denial ....go for it call



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New Contributor
Posts: 72
Registered: ‎07-12-2012
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Re: FIRST EVER AMEX - Delta Gold - Have questions

Got off the phone with the Rep he told me they can't process my Plum application until about 3-5 days after my first application was approved, Since I did the delta gold skymiles last night and got approved, and I just applied for this without waiting a few days, it told me I am currently pending.

 

He said call back friday and he will see wha the can do.. Hope this din't fux anything up

 


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Community Leader
Senior Contributor
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Registered: ‎02-07-2013
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Re: FIRST EVER AMEX - Delta Gold - Have questions

[ Edited ]

Edit 

 

I applied for a green personal and business the same day minutes apart...my business card took 24 hours to approve so it happens



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Re: FIRST EVER AMEX - Delta Gold - Have questions


StudentSam wrote:

Got off the phone with the Rep he told me they can't process my Plum application until about 3-5 days after my first application was approved, Since I did the delta gold skymiles last night and got approved, and I just applied for this without waiting a few days, it told me I am currently pending.

 

He said call back friday and he will see wha the can do.. Hope this din't fux anything up

 


I think you will be fine :smileywink:



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Epic Contributor
Posts: 24,351
Registered: ‎10-23-2007
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Re: FIRST EVER AMEX - Delta Gold - Have questions

Sounds good to me!!
Fico Scores: EQ- 670., TU 705 Sync, EX 700 (04/20/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
83 Cards and Counting :smileytongue:
New Contributor
Posts: 72
Registered: ‎07-12-2012
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Re: FIRST EVER AMEX - Delta Gold - Have questions

[ Edited ]

:smileysad: Aw this sucks.

 


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New Contributor
Posts: 72
Registered: ‎07-12-2012
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Re: FIRST EVER AMEX - Delta Gold - Have questions

OH NO!!!!!!!!!!

 

I called back and asked him to check on my application for the Plum card.. he said It was DENIED! :smileysad: He said i'll get a letter in the mail and it'll tell me why. Sigh. Thats a real bummer, should I go right for the gold now ? 


Starting Score: 506
Current Score: 720
Goal Score: 800


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Posts: 26,863
Registered: ‎02-07-2013
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Re: FIRST EVER AMEX - Delta Gold - Have questions


StudentSam wrote:

OH NO!!!!!!!!!!

 

I called back and asked him to check on my application for the Plum card.. he said It was DENIED! :smileysad: He said i'll get a letter in the mail and it'll tell me why. Sigh. Thats a real bummer, should I go right for the gold now ? 


No don't apply for any more cards wait on the letter.

This in no way hurt your scores it was a SP

See what the letter says and let us know then you can go from there

 

In the mean time use your Delta for history and 60 day 3x CLI



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New Contributor
Posts: 72
Registered: ‎07-12-2012
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Re: FIRST EVER AMEX - Delta Gold - Have questions

okay sounds good. I'll wait on the letter. I'm glad the delta went thru, I'll use it over over and get the 60 day CLI, Maybe then I can get the Plum business. The only reason I want the plum is because that cash back with the ad buys i do is so lcrative and a no brainer

 

thanks :smileyhappy:


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Current Score: 720
Goal Score: 800


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