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Applied last week (business app) and was instantly approved as a Tier 2 which did not qualify me for 0% and required money down. It did however, qualify me @ 4.9% @ 60mo. I opted to PG the loan to bump me into Tier 0 which qualified me for 0% @ 60 mo with 0 down.
Some times you just have to pick your battles. Does not report to personal unless my corp defaults on the loan.
Zilch..... not one thing. I Just went to commercial fleet department at the dealer, filled out a comm'l app with biz info and TIN and FMCC did the rest. They pulled D&B and I didn't even give my DUNS #, must be linked to TIN. Very easy, seamless, and most of all PAINLESS.
The best part about it was I didn't even have to deal with F&I. My comm'l sales rep had all the loan work ready when I went to pick up my vehicle and all I had to do was look it over and sign. No pressure sales to buy GAP, ESP, add-ons, etc......