Found out I have had an active Capital One credit card for 11 years! would like some input please:)

[wyattm]

After reviewing my credit report I noticed an open active capital one business credit card that was opened in 2003 with a small limit of $500 and it has never been used.  I called and they are sending me the card.  My question is since it has been active and reporting  for 11 years do you think I would have a good shot at a CLI or should I charge a little on it and pay on it first then try for the increase? Thank you in advance for the responses.

[MT936]

I believe if you use the request cli button online it is a soft pull so I would look into that

[Irisa]

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@wyattm wrote:

After reviewing my credit report I noticed an open active capital one business credit card that was opened in 2003 with a small limit of $500 and it has never been used.  I called and they are sending me the card.  My question is since it has been active and reporting  for 11 years do you think I would have a good shot at a CLI or should I charge a little on it and pay on it first then try for the increase? Thank you in advance for the responses.

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You may have to contact the EO on this one or wait until you use the card a few months. Last month I got the following response when I hit the love button online: 

This account has not had at least 3 monthly payments made  over the last year.

I had to go through the EO to get an increase. Then again, YMMV. The love botton is a SP, nothing to lose by trying. Good luck!  

[wyattm]

Do you think I should do that now or wait until after I have used the card and paid on it first? Even though it's 11 years old, I've never charged on it.

[wyattm]

How do I find the correct contact for EO?

[gdale6]

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@wyattm wrote:
How do I find the correct contact for EO?

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Google Capital One Executive Office...   mod cut

[Irisa]

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@wyattm wrote:
How do I find the correct contact for EO?

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Posting the email address is against forum's rules, but this should help: 

http://bit.ly/1g0P1zO

Look at the very first link on there, it's on there. 

[wyattm]

Ok thank you. I will try the online CLI first then go from there.

[Irisa]

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@gdale6 wrote:

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@wyattm wrote:
How do I find the correct contact for EO?

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Google Capital One Executive Office...   Email of the CEO  

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Gdale, posting personal email addresses is against the forum's TOS. 

[MT936]

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