Funny AMEX denial letter for SimplyCash business card

[Anonymous]

So I applied for a SimplyCash at the same instant as my SPG, and received a rather amusing denial letter for it today.

The list of reasons state the following, which seem to contradict each other:

"Your credit report indicates few or no credit card accounts. (Experian)"  and

"The time since your most recent account opening is too short." 

So 12 cards on file is not enough, clearly I need to open more and they need to be older!  

[Anonymous]

Maybe they were referring to too few or no accounts on your business report? Although, that would make more sense if the second excuse wasn't - "the time since your most recent account opening is too short." LOL.

[Anonymous]

Weird.  But most of the cc's exuses for denials are! 

[RonM21]

I agree, a lot of times, the denial reasons can appear very generic.

[Anonymous]

It's just a nice way for them to say sorry, we are not interested in you right now. Check back in 6 months.

[Anonymous]

Yeah Chase said the same thing on my recon of Ink Plus app so i will just chill for about 2 years, then get those last few cards that fit into the lineup.

As i learn more, it feels like certain point systems are more valuable to me than direct cash back anyway.

[Imperfectfuture]

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@Anonymous wrote:
Yeah Chase said the same thing on my recon of Ink Plus app so i will just chill for about 2 years, then get those last few cards that fit into the lineup.

As i learn more, it feels like certain point systems are more valuable to me than direct cash back anyway.

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We all have developing needs.  At this time, cash back more important.  Earlier, pts more important.  Later, travel will again become important.  BUT, if I do not travel more that twice a year (what is really happening right now), cash back is more lucrative.