@Anonymous wrote:
I applied for Jcpenney and was denied..... not sure what report they pull but I need some help on building a solid profile for Exp and Equ..... Incorporated December 14, 2011...So far this month I was approved for Amazon $3500, Dell $7500, Bp MasterCard $800, Bp Solutions $1000, Conoco $1600 Wawa fleet $700 and Hess $? (waiting on the email)....... what else can I get the will definitely report to these two bureau? I have an 80 paydex score on DnB with the highest trade being $1000.....
My goal is to get a Bjs MasterCard, Costco Revolving, Sam's Club, etc
First you should calm down and let some tradeline report. Age is a big factor, but if you attempted to PG that card, you could have to many inq, high balances or two many cards with balances. As for your business, two many inq can, in some cases, rise a big flag when its done in a short amount of time. Also, those Bp cards doesnt report (sadly). If youre trying to PG a card, go for AMEX business, Chase. You could try Sparks but they report to both business and personal. A solid profile is base on the type of credit, history, and how much reported. Getting to many accounts in a short amount of time wont help when there is no length of use with those tradelines.
