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gpfirestone
Posts: 105
Registered: ‎02-20-2013
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How to get a business Credit Card

I was recently messaged by a new member regarding how to get a business card because of the chase sign up bonuses.  You don't need to run a "real" business to get one.  You can call your ebay account a business for all that matters.  You could also lie although I don't condone it...but I did find this article which I think is great and wanted to share...

 

http://milevalue.com/how-to-be-approved-for-a-chase-business-card/

:Capital One Spark Business $45k:::Chase Sapphire Preferred $30k:::Chase Amazon Visa $3k:::American Express BC $10k:::Chase Ink Plus $15k:::American Express Business Plum:::American Express Business Platinum::Citi Thank You Preferred $50k:::City Simplicity $10k:::REI Visa $10k::Capital One Quicksilver $15k:::American Express EveryDay $10k:::Wells Fargo Platinum Cash Back $10k:

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Regular Contributor
tengtengvn
Posts: 249
Registered: ‎01-18-2009
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Re: How to get a business Credit Card

I've been charging all business expenses to my personal cards. I don't see the point of having business card when I can manage the expenses seperately. All the receipts for business are scanned to the computer, organized and paid off.

What's in your wallet?
-Not Capital One.
Established Contributor
FutureBillionaire
Posts: 644
Registered: ‎12-12-2012
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Re: How to get a business Credit Card

Biz credit cards don't show up on your credit report.  My next conquests will be chase biz cards I think.

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Regular Contributor
tengtengvn
Posts: 249
Registered: ‎01-18-2009
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Re: How to get a business Credit Card


FutureBillionaire wrote:

Biz credit cards don't show up on your credit report.  My next conquests will be chase biz cards I think.


Some do and likely all negative information will be there on your CR if you ever pay late or delinquencies.

What's in your wallet?
-Not Capital One.
Valued Contributor
navigatethis12
Posts: 1,939
Registered: ‎01-24-2012
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Re: How to get a business Credit Card


tengtengvn wrote:

FutureBillionaire wrote:

Biz credit cards don't show up on your credit report.  My next conquests will be chase biz cards I think.


Some do and likely all negative information will be there on your CR if you ever pay late or delinquencies.


Chase and American Express don't show up on personal, unless, like you said, something negative happens. That's why I like the cards since I can have them maxed out without worrying about it hurting me personally. They also have nice 5% discounts at Federal Express, on mobile bills, and office supply shops. I think there is more but that is all I use.

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tinuviel
Posts: 4,877
Registered: ‎11-02-2010
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Re: How to get a business Credit Card


navigatethis12 wrote:

tengtengvn wrote:

FutureBillionaire wrote:

Biz credit cards don't show up on your credit report.  My next conquests will be chase biz cards I think.


Some do and likely all negative information will be there on your CR if you ever pay late or delinquencies.


Chase and American Express don't show up on personal, unless, like you said, something negative happens. That's why I like the cards since I can have them maxed out without worrying about it hurting me personally. They also have nice 5% discounts at Federal Express, on mobile bills, and office supply shops. I think there is more but that is all I use.


Is this the Chase Ink? If so, that's good to know, as I was just approved for one for my business.


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Regular Contributor
tengtengvn
Posts: 249
Registered: ‎01-18-2009
0

Re: How to get a business Credit Card

Remind me of that Chase Ink insanely annoying commercial. Like cupcakes and beer is a big deal. Who the heck drink beer and eat cupcakes at the same time.

What's in your wallet?
-Not Capital One.
Frequent Contributor
dddfresh
Posts: 391
Registered: ‎01-11-2013
0

Re: How to get a business Credit Card

Is a chase ink easier to get approved than say a CSP?

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010
0

Re: How to get a business Credit Card


gpfirestone wrote:

I was recently messaged by a new member regarding how to get a business card because of the chase sign up bonuses.  You don't need to run a "real" business to get one.  You can call your ebay account a business for all that matters.  You could also lie although I don't condone it...but I did find this article which I think is great and wanted to share...

 

http://milevalue.com/how-to-be-approved-for-a-chase-business-card/


Why do you want one if you don't have a business?    

 

Note that Credit Act of 2009 does not apply to business cards, so less consumer protection.

Valued Member
chiyex
Posts: 30
Registered: ‎03-24-2012
0

Re: How to get a business Credit Card

how much were u approved for on the business ink?


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