Business Credit

[gpfirestone]

I was recently messaged by a new member regarding how to get a business card because of the chase sign up bonuses.  You don't need to run a "real" business to get one.  You can call your ebay account a business for all that matters.  You could also lie although I don't condone it...but I did find this article which I think is great and wanted to share...

http://milevalue.com/how-to-be-approved-for-a-chase-business-card/

[tengtengvn]

I've been charging all business expenses to my personal cards. I don't see the point of having business card when I can manage the expenses seperately. All the receipts for business are scanned to the computer, organized and paid off.

[FutureBillionaire]

Biz credit cards don't show up on your credit report.  My next conquests will be chase biz cards I think.

[tengtengvn]

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FutureBillionaire wrote:

Biz credit cards don't show up on your credit report.  My next conquests will be chase biz cards I think.

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Some do and likely all negative information will be there on your CR if you ever pay late or delinquencies.

[navigatethis12]

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tengtengvn wrote:

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FutureBillionaire wrote:

Biz credit cards don't show up on your credit report.  My next conquests will be chase biz cards I think.

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Some do and likely all negative information will be there on your CR if you ever pay late or delinquencies.

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Chase and American Express don't show up on personal, unless, like you said, something negative happens. That's why I like the cards since I can have them maxed out without worrying about it hurting me personally. They also have nice 5% discounts at Federal Express, on mobile bills, and office supply shops. I think there is more but that is all I use.

[tinuviel]

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navigatethis12 wrote:

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tengtengvn wrote:

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FutureBillionaire wrote:

Biz credit cards don't show up on your credit report.  My next conquests will be chase biz cards I think.

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Some do and likely all negative information will be there on your CR if you ever pay late or delinquencies.

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Chase and American Express don't show up on personal, unless, like you said, something negative happens. That's why I like the cards since I can have them maxed out without worrying about it hurting me personally. They also have nice 5% discounts at Federal Express, on mobile bills, and office supply shops. I think there is more but that is all I use.

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Is this the Chase Ink? If so, that's good to know, as I was just approved for one for my business.

[tengtengvn]

Remind me of that Chase Ink insanely annoying commercial. Like cupcakes and beer is a big deal. Who the heck drink beer and eat cupcakes at the same time.

[dddfresh]

Is a chase ink easier to get approved than say a CSP?

[Wolf3]

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gpfirestone wrote:

I was recently messaged by a new member regarding how to get a business card because of the chase sign up bonuses.  You don't need to run a "real" business to get one.  You can call your ebay account a business for all that matters.  You could also lie although I don't condone it...but I did find this article which I think is great and wanted to share...

http://milevalue.com/how-to-be-approved-for-a-chase-business-card/

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Why do you want one if you don't have a business?    

Note that Credit Act of 2009 does not apply to business cards, so less consumer protection.

[chiyex]

how much were u approved for on the business ink?