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I'm planning on apping for the Ink Plus over the next few weeks and I was hoping to get some stats on recent approvals and denials. What was your FICO/FAKO for the approval ? Reasons for denial ? What was your reported income and the CL granted ? Any info helps; cheers.
Chase gives me the world personally, I have been denied 3 times in 18 months trying to get any ink product. Each time a differnet reason. First time was "not enough experience with another chase product", I had just opened the CSP, second time was company had a judgement (which was true, I had a 180 dollar judgement from the city for unpaid lawn mowing on a company owned rental house), third time was too many inquries. I will stick with amex for company products I guess.
My last lender pulled score was from barclays 783. I have never had a missed payment loan wise. Company has been in business about 12 years.
I was approved in April of this year. FICOs were in the 760's. I stated that my income for the business was 0 because the business is not under my name until the end of this year. Approved for 5K.
Was denied ink product for not having one year of active revolver history showing. Just obtained ink product after crossing the one year mark with my freedom card. I had to move 5k over from my CSP to do it though. Overall it was a pain in the neck to get the approval with business verification needed etc, Hoping it wil be easier to get biz cards in the future now that I have one reporting.
Congrats!.....Thanks for sharing...
FIco around 720's. I'm a lawyer but I consult on the side. My stated income from consulting is ~40K, total income ~160K. I had 5 other Chase cards and had a ton of inquiries ~12 (we just bought a house and a couple of cars). Was approved for 5K, could have gotten more but they wanted me to move some of my other limits around.
I app'd and was approved (the following day) for the Ink Cash card back in the beginning of July. They pulled EQ & EX. FICO scores were in the 780-790 range for both. I have had 6 personal cards with them (4 currently) and checking/savings. They gave me a CL of 18K. It is for my art business that I started last year and have a resale permit thru the state on file. I didn't have any issues with them at all.