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Ink Plus Approval Stats

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n777ua
Established Contributor

Ink Plus Approval Stats

I'm planning on apping for the Ink Plus over the next few weeks and I was hoping to get some stats on recent approvals and denials.  What was your FICO/FAKO for the approval ? Reasons for denial ? What was your reported income and the CL granted ? Any info helps; cheers.

About $215,000 total credit among 11 cards
Message 1 of 7
6 REPLIES 6
awp317
Frequent Contributor

Re: Ink Plus Approval Stats

Chase gives me the world personally, I have been denied 3 times in 18 months trying to get any ink product. Each time a differnet reason. First time was "not enough experience with another chase product", I had just opened the CSP, second time was company had a judgement (which was true, I had a 180 dollar judgement from the city for unpaid lawn mowing on a company owned rental house), third time was too many inquries. I will stick with amex for company products I guess. 

 

My last lender pulled score was from barclays 783. I have never had a missed payment loan wise. Company has been in business about 12 years. 

Amex Platinum NPSL I Chase Sapphire Reserve 78K I Chase Freedom U 55k I JP Morgan Ritz 50k I B OF A Cash Rewards 50k I Barclay Black Luxury 43,750 I Capital One QuickSilver 40K I Amex BCP 34k I Amex Optima Platinum 30k I Barclays Arrival+ World E 29k I Merril+ 27,800 I Lowes 25k I Pen Fed PR Visa Sig 20K I Home Depot 17k I NFCU Cash Rewards 8k

Amex Biz Platinum NPSL I Lowes Business 42k I Amex Simply Cash + $22,500 I Chase Ink 21K I B of A World Points $20,500 I B of A Bus MasterCard 16k I Amex SPG 3K.
Message 2 of 7
heyarrnold
Valued Contributor

Re: Ink Plus Approval Stats

I was approved in April of this year. FICOs were in the 760's. I stated that my income for the business was 0 because the business is not under my name until the end of this year. Approved for 5K.

Message 3 of 7
red259
Super Contributor

Re: Ink Plus Approval Stats

Was denied ink product for not having one year of active revolver history showing. Just obtained ink product after crossing the one year mark with my freedom card. I had to move 5k over from my CSP to do it though. Overall it was a pain in the neck to get the approval with business verification needed etc, Hoping it wil be easier to get biz cards in the future now that I have one reporting. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 4 of 7
Anonymous
Not applicable

Re: Ink Plus Approval Stats

Congrats!.....Thanks for sharing...Smiley LOL

Message 5 of 7
unc0mm0n1
Established Contributor

Re: Ink Plus Approval Stats

FIco around 720's. I'm a lawyer but I consult on the side. My stated income from consulting is ~40K, total income ~160K. I had 5 other Chase cards and had a ton of inquiries ~12 (we just bought a house and a couple of cars). Was approved for 5K, could have gotten more but they wanted me to move some of my other limits around. 

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Message 6 of 7
jefftca925
Established Contributor

Re: Ink Plus Approval Stats

I app'd and was approved (the following day) for the Ink Cash card back in the beginning of July.  They pulled EQ & EX.  FICO scores were in the 780-790 range for both.  I have had 6 personal cards with them (4 currently) and checking/savings.  They gave me a CL of 18K.  It is for my art business that I started last year and have a resale permit thru the state on file.  I didn't have any issues with them at all.

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
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