@Anonymous wrote:
I have a side business that doesn't have much revenue ($4-5k or so annually) but does make a profit. Currently I'm using the Chase debit card that comes with the business bank account for the expenses that accept cards, but I'm considering getting one of the Ink cards since I think those expenses would get me 5x points.
- Would I have an easier time qualifying for Ink Cash than Ink Plus considering the business' revenue? (It's registered as a sole prop, if it matters.)
- Since I already have a CSP, should I wait for the 60 or 70k offer on the Ink Plus to come back or would it be better to just get Ink Cash? I'm not sure I could meet the current minimum spend on Ink Plus without using it for personal expenses, which I'm uncomfortable with due to its T&Cs.
I'm also tempted by Capital One's 2% business cashback card and the Citi AA business card (whose 50k bonus would combine with the USAirways card's for ~100k total miles). Thoughts?
The only thing I worry about for the Inks card with Chase based on what you said is how much you make annually. It may cause them not to approve you. It will also to be easier to give the cash a shot as it does not have a starting limit of $5000 like the Ink plus.
Also, I don't paritcularly care for Capital Business cards because they report to personals whereas Chase, Amex, Citi and U.S Bank do not report to personal but that decision to apply is entirely up to you. Lastly, the Citi AA business cards are really good deals and I'd app. if I were in your shoes. Let us know what you decide.
