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@GPMDRL wrote:
I should be good, I am in process of buying a home, closing is on 7/3/13 and my mortgage company uses TU scores and report. I have a 766 score so I like my chances but until keys for house in my hand, I really didnt want any inquiries, even for the business. I still might just wait until July and lose out on the extra 10k mile bonus
That's a solid idea. It sucks to miss out on 10K points but worse would be to mess with the mortgage. It's not worth it.
@scenery_guy wrote:OK fine, I gave in . I was at my branch earlier and my banker kept pestering me to get the new card and grab the extra points. He thought I would be an instant approval if he processed the application in the branch. He was right, it was instant approval for $15K on the Ink Plus. He wanted to call in to recon the card after approval to ask for an increased limit as he feels they should have extended me more. I told him this is fine, it will not see heavy usage anyhow. I explained to him I was trying to be application free for 6 months so I could apply for the United card (perhaps business version as he suggested) and a Chase hotel card and I didn't want to hit the total credit limit ceiling with Chase before I got those cards.
I just checked my reports and got a single HP on EX.
Congrats
@scenery_guy wrote:OK fine, I gave in . I was at my branch earlier and my banker kept pestering me to get the new card and grab the extra points. He thought I would be an instant approval if he processed the application in the branch. He was right, it was instant approval for $15K on the Ink Plus. He wanted to call in to recon the card after approval to ask for an increased limit as he feels they should have extended me more. I told him this is fine, it will not see heavy usage anyhow. I explained to him I was trying to be application free for 6 months so I could apply for the United card (perhaps business version as he suggested) and a Chase hotel card and I didn't want to hit the total credit limit ceiling with Chase before I got those cards.
I just checked my reports and got a single HP on EX.
Nice!
Good decision. In my view, 60K bonus on this card is a no brainer. An Ink card is one of the few "fee" I'd gladly pay.
I want to app as well..But I just got a freedom card..Im planning on putting in a good amoutt of money in the next week..so I think thats when Im gonna pull the trigger
Old thread... lol. I was about to send Chase a message until I realized it's almost a year old.