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Established Contributor
Posts: 939
Registered: ‎07-24-2012
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Re: Ink cards for Small Business Week - special offer?


GPMDRL wrote:
I should be good, I am in process of buying a home, closing is on 7/3/13 and my mortgage company uses TU scores and report. I have a 766 score so I like my chances but until keys for house in my hand, I really didnt want any inquiries, even for the business. I still might just wait until July and lose out on the extra 10k mile bonus

That's a solid idea. It sucks to miss out on 10K points but worse would be to mess with the mortgage. It's not worth it. 

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Senior Contributor
Posts: 30,749
Registered: ‎02-07-2013
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Re: Ink cards for Small Business Week - special offer?


scenery_guy wrote:

OK fine, I gave in Smiley Wink. I was at my branch earlier and my banker kept pestering me to get the new card and grab the extra points. He thought I would be an instant approval if he processed the application in the branch. He was right, it was instant approval for $15K on the Ink Plus. He wanted to call in to recon the card after approval to ask for an increased limit as he feels they should have extended me more. I told him this is fine, it will not see heavy usage anyhow. I explained to him I was trying to be application free for 6 months so I could apply for the United card (perhaps business version as he suggested) and a Chase hotel card and I didn't want to hit the total credit limit ceiling with Chase before I got those cards. 

 

I just checked my reports and got a single HP on EX. 


Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Super Contributor
Posts: 6,224
Registered: ‎02-23-2011
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Re: Ink cards for Small Business Week - special offer?


scenery_guy wrote:

OK fine, I gave in Smiley Wink. I was at my branch earlier and my banker kept pestering me to get the new card and grab the extra points. He thought I would be an instant approval if he processed the application in the branch. He was right, it was instant approval for $15K on the Ink Plus. He wanted to call in to recon the card after approval to ask for an increased limit as he feels they should have extended me more. I told him this is fine, it will not see heavy usage anyhow. I explained to him I was trying to be application free for 6 months so I could apply for the United card (perhaps business version as he suggested) and a Chase hotel card and I didn't want to hit the total credit limit ceiling with Chase before I got those cards. 

 

I just checked my reports and got a single HP on EX. 


Nice!

 

Good decision.  In my view, 60K bonus on this card is a no brainer.  An Ink card is one of the few "fee" I'd gladly pay.

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Established Contributor
Posts: 639
Registered: ‎01-22-2011
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Re: Ink cards for Small Business Week - special offer?

I want to app as well..But I just got a freedom card..Im planning on putting in a good amoutt of money in the next week..so I think thats when Im gonna pull the trigger

Super Contributor
Posts: 8,021
Registered: ‎10-03-2008
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Re: Ink cards for Small Business Week - special offer?

Congrats on your new Chase Ink!
Starting Score: 848
Current Score: 824
Goal Score: 850


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Established Contributor
Posts: 658
Registered: ‎07-03-2012
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Re: Ink cards for Small Business Week - special offer?

Old thread... lol. I was about to send Chase a message until I realized it's almost a year old.


Super Contributor
Posts: 8,021
Registered: ‎10-03-2008
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Re: Ink cards for Small Business Week - special offer?

Exonumist - yeah, I missed the fact it was an old thread! Nice catch.
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Current Score: 824
Goal Score: 850


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