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Love my CHASE INK!!! but questions

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gr33nsuit
Valued Member

Love my CHASE INK!!! but questions

I do a lot of phone related business therefore this card is designed in heaven for me. But aside from that this is the 70k bonus plus 2 months spending, my main question is does Chase Business report to my personal credit, since this is under sole-proprietor and would that affect my person utilization level? thanks! I pay my bills on time and everything, so non payment won't be a problem. Any other long term affect on my personal credit or etc? And does it matter if I spend over the 30% of my $22.5k business credit? Thanks so much!!

 

ink.JPG

 

BARCLAY FICO: 782 12/12/14
DISCOVER FICO: 783 12/12/14
|Amex Blue $32,400 |Discover IT $28,000 |Usbank Cash+ $25,000 |Chase Freedom $23,700 |CSP $18,000 | Citi DoubleCash $16,500 |PenFed Cash Rewards $16,000 |SallieMae $12,500 |Citi Costco $12,000 |Citi Forward $8,000 |Quicksilver $4,200 |StateFarm CC $4,000
Start of Gardening 12/13/14
Message 1 of 5
4 REPLIES 4
370Z
Frequent Contributor

Re: Love my CHASE INK!!! but questions

It'll only report if you default. Utilization doesn't matter except in regards to how Chase views it.

EQ8 817 (2/24) EQ9 850 (1/24) EX8 837 (3/24) EX9 842 (3/24) TU8 819 (3/24)
Chase_Hyatt|10k|15.24%|6/13 * Amex_Hilton|10k|13.99%|8/13 * Chase_IHG|10k|15.24%|1/14 * Chase_Ink$|12k|13.24%|5/14 * NFCU$|46k|9.65%|12/14 * Amex_ED|10k|12.99%|1/16 * Citi_Custom$|45k|15.24%|4/16 * Merrill+|68k|12.99%|2/17 * Amex_BB+|10k|15.24%|3/18 * PenFed_Pathfinder|29.4k|12.74%|9/18 * WF_Autograph|25k|16.99%|7/19 * AODFCU_VS|22k|7.49%|4/20 * Chase_Ritz_Carlton|48.5k|15.99%|10/21 * Amex_BB$|42k|13.24%|8/22 * Redstone_FCU_VS|10k|12.00%|6/23 * C1_VX|30k|14.74%|1/24
Gone: CSP, AA x3, Ink+, Premier, CSR, CFU, CF, AARP, Limitless
Message 2 of 5
Anonymous
Not applicable

Re: Love my CHASE INK!!! but questions


@gr33nsuit wrote:

I do a lot of phone related business therefore this card is designed in heaven for me. But aside from that this is the 70k bonus plus 2 months spending, my main question is does Chase Business report to my personal credit, since this is under sole-proprietor and would that affect my person utilization level? thanks! I pay my bills on time and everything, so non payment won't be a problem. Any other long term affect on my personal credit or etc? And does it matter if I spend over the 30% of my $22.5k business credit? Thanks so much!!

 

ink.JPG

 


I love it too.. It never reports on your credit reports.  EnjoySmiley Tongue

Message 3 of 5
mnavas
Frequent Contributor

Re: Love my CHASE INK!!! but questions


@Anonymous wrote:

@gr33nsuit wrote:

I do a lot of phone related business therefore this card is designed in heaven for me. But aside from that this is the 70k bonus plus 2 months spending, my main question is does Chase Business report to my personal credit, since this is under sole-proprietor and would that affect my person utilization level? thanks! I pay my bills on time and everything, so non payment won't be a problem. Any other long term affect on my personal credit or etc? And does it matter if I spend over the 30% of my $22.5k business credit? Thanks so much!!

 

ink.JPG

 


I love it too.. It never reports on your credit reports.  EnjoySmiley Tongue

Good to know! Do you know  if Chase Inks are reported to Business credit reports?

 

Message 4 of 5
Anonymous
Not applicable

Re: Love my CHASE INK!!! but questions


@mnavas wrote:

@Anonymous wrote:

@gr33nsuit wrote:

I do a lot of phone related business therefore this card is designed in heaven for me. But aside from that this is the 70k bonus plus 2 months spending, my main question is does Chase Business report to my personal credit, since this is under sole-proprietor and would that affect my person utilization level? thanks! I pay my bills on time and everything, so non payment won't be a problem. Any other long term affect on my personal credit or etc? And does it matter if I spend over the 30% of my $22.5k business credit? Thanks so much!!

 

ink.JPG

 


I love it too.. It never reports on your credit reports.  EnjoySmiley Tongue

Good to know! Do you know  if Chase Inks are reported to Business credit reports?

 


No, it doesn't report...

Message 5 of 5
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