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Lowes AMEX declined????

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TheFlores
Contributor

Lowes AMEX declined????

well i got my 3x CLI a few weeks ago with amex bce to a limit of 9000.  was wanting a lowes card as i have a lot of rental properties and i flip 1 or two houses a year so i applied for the lowes buisness amex.  checked the app status and it says declined.  any backdoor numbers for them or any advice to hopefully get it recon..

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4 REPLIES 4
Closingracer99
Valued Contributor

Re: Lowes AMEX declined????


@TheFlores wrote:

well i got my 3x CLI a few weeks ago with amex bce to a limit of 9000.  was wanting a lowes card as i have a lot of rental properties and i flip 1 or two houses a year so i applied for the lowes buisness amex.  checked the app status and it says declined.  any backdoor numbers for them or any advice to hopefully get it recon..


Long story Short Amex doesn't do Recons unless an error with the CR.


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
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pizzadude
Credit Mentor

Re: Lowes AMEX declined????

moving to Business Credit forum

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 5
TheFlores
Contributor

Re: Lowes AMEX declined????

well i guess that kinda sucks.  am i to understand they only pull experian?

Message 4 of 5
pizzadude
Credit Mentor

Re: Lowes AMEX declined????


@TheFlores wrote:

well i guess that kinda sucks.  am i to understand they only pull experian?


EX is usually the go-to CRA for AMEX, although they've been known to pull another one or even all three in some situations ( maybe borderline....)

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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