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Lowes Biz CC approval with no PG.

New Contributor

Lowes Biz CC approval with no PG.

 I decided to apply for the lowes biz card(went with accounts receivable); and was approved with no PG. 

 

  received only a $2500 limit, but I won't complain as my business adjusted income(after deductions) was around 45K this year.

 

 Got the 7-10 day message, than the card showed up today, no calls or questions..hmm.

 

 




Staring Scores:Transunion-636 Equifax-618 Experian- 640 (8/12):
Current Scores:Transunion-717 Equifax-(?) Experian 726(as of 11/18/13):

Goal 760 Across the Board:







Message 1 of 6
5 REPLIES
Super Contributor

Re: Lowes Biz CC approval with no PG.

Congrats on the approval WTG

 

I would check your CR's again Lowes has two banks they use 

GE and Amex 

Both require your SS# on app

Which means a PG

Although you may have been one of the lucky ones 

They wanted a PG from me and I have Amex and CAP1 business some net 30 accounts along with established business credit over 3 years old 

I delcined to accept 

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 6
New Contributor

Re: Lowes Biz CC approval with no PG.

 Thanks My Jouney,

 

 This is the GE backed card, and when submitting the app you have the optiuon of not inputting any personal information and applying first with business credit alone, that's the route I took, and got approved. Honestly I was a little suprised myself.

 

 Although after looking around the net it seems the accounts receivable card may be easiest to get approved for as well.




Staring Scores:Transunion-636 Equifax-618 Experian- 640 (8/12):
Current Scores:Transunion-717 Equifax-(?) Experian 726(as of 11/18/13):

Goal 760 Across the Board:







Message 3 of 6
Super Contributor

Re: Lowes Biz CC approval with no PG.


MyCreditSucksTheMost wrote:

 Thanks My Jouney,

 

 This is the GE backed card, and when submitting the app you have the optiuon of not inputting any personal information and applying first with business credit alone, that's the route I took, and got approved. Honestly I was a little suprised myself.

 

 Although after looking around the net it seems the accounts receivable card may be easiest to get approved for as well.


Wow double congrats then that's the option I took too and about 3 days later got the need for PG letter and if I agreed to call the number on the letter.

I went with the Amex Lowes when I got my personal Amex since it was the same HP about 3 months later 

 

WTG proud of you 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 6
New Contributor

Re: Lowes Biz CC approval with no PG.

 MJ, Thank you, I'm proud of me too. and a little shocked.  I wonder if i can request cli's every 4 months like my other ge cards.lol




Staring Scores:Transunion-636 Equifax-618 Experian- 640 (8/12):
Current Scores:Transunion-717 Equifax-(?) Experian 726(as of 11/18/13):

Goal 760 Across the Board:







Message 5 of 6
Highlighted
Super Contributor

Re: Lowes Biz CC approval with no PG.


MyCreditSucksTheMost wrote:

 MJ, Thank you, I'm proud of me too. and a little shocked.  I wonder if i can request cli's every 4 months like my other ge cards.lol


I don't see why not and let us now this may help a lot of business owners 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 6