Navy DECLINE DECLINE DECLINE

[Creditaddict]

Navy business declined my parter and I COMPLETELY for credit card and line of credit because we exceed exposure on personal side and because I have opened to many new accounts on personal side in last 12 months.

Offered to close down some lines on the personal side to allow for business credit and it was a flat no.

He told me to wait a year.

I said NO... This is my 3rd time applying for Navy business, first time with partner but I wil NOT apply again... your business side doesn't work anything like your personal side and if you won't even let us build into it I will no continue to burn inquiries... the same ones you said were an issue 5 seconds ago to try again next year... clearly we have the exposure we have with you and other banks because we are not a risk but business isn't personal so we would like some business credit.

"well, at this time this is the answer and nothing can be done"

[Anonymous]

Geez, They seemed a bit harsh there in the response. Do you have any business cards with other lenders? Also, congrats on 90 CC's

[B335is]

Didn't you once say Navy wanted your first born for a business card?

Sorry though, I give you credit for trying. Still wish I was eligible

[CreditUnionFan]

I'm sorry to hear that NFCU gave your business no LUV.

Which bureau(s) did they use for the business cards?  Like you, I have opened many new accounts recently, but NFCU will be on my radar for next year once the Amex, CapOne, Chase, and Citi business seedlings have a solid year.

[Creditaddict]

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@CreditUnionFan wrote:

I'm sorry to hear that NFCU gave your business no LUV.

Which bureau(s) did they use for the business cards?  Like you, I have opened many new accounts recently, but NFCU will be on my radar for next year once the Amex, CapOne, Chase, and Citi business seedlings have a solid year.

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TU

[Anonymous]

sorry to hear that!