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So the AF hit on my chase ink plus. I called in and there was no retention offer. Luckily they allowed me to PC to a chase ink business cash which is no AF. Apparently some people are denied this option. For me it was no bid deal since I still have an Ink Bold and a CSR both of which allow me to transfer Chase URs to travel partners.
Good data point. I called and was told that I had to either pay the annual fee or close the card. I kept the card for a couple of years, being denied for 5/24 for the Ink Cash card each time. Finally I escalated the issue and Chase finally let me downgrade the Ink Plus to Ink Cash.
My DP and I use the CSP in order to get the UR transferrability.