Pending Chase Ink

[koalablue]

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@Anonymous wrote:
Is there a thread that outlines the sole prop app process for ink? I unfortunately have opened a number of cards (6) in the past few months having not opened anything in years prior. But I keep reading about the 5 cards in 24 months cap

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The sole prop app process (is that a tongue twister?) is the same as the app process for any business.  There's a space to check what type of business you have - either how  many people in the business or whether its an LLC or something like that, I forget exactly what it says - and you just pick "sole proprietor" from the drop-down or pick "1" as the number of people in your business.

[jeffm4688]

buuump, denied

[Anonymous]

What did the letter say? I'm surprised you didn't call to see what's up.

Generally business apps with chase needs more verification than that of the personal (with the patriot act and all).

Particularly if you're a sole prop or a new business that's not yet fully established (eg easy to look up your docs, online website, place of business, or biz accts with them if you have it).

They'd want to verify info like EIN or business address..

You can do recon on biz app like personal but they're much more complex

[jeffm4688]

My business banks with chase, I had to provide my articles of incorporation, EIN and proof that i can do business in NY before I could even open that account a year and a half ago. 

Denied basically for INQ's and seeking too much credit in a short amount of time. I do have a decent amount of credit which was recently added and INQ's but half of those was car shopping. The car loan I ended up getting through chase at the end of june for $26K and I've paid off $2500+ a month for the past 4 months.

I will have to call and see if I can get them to recon.