Personal Loan to then Loan to Small Business

[Anonymous]

Creditaddict - We requested a CLI but went to review, likely won't be approved. We utilize maybe $500 of the CL to purchases so I can't see them justifying extending more credit, plus it's BOA.

My local CU wants 6.99% apr as well as a lot of documentation and this and that for a personal loan.

[Creditaddict]

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@Anonymous wrote:
Creditaddict - We requested a CLI but went to review, likely won't be approved. We utilize maybe $500 of the CL to purchases so I can't see them justifying extending more credit, plus it's BOA.

My local CU wants 6.99% apr as well as a lot of documentation and this and that for a personal loan.

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with BofA call backdoor... they are some of the easiest to get huge CLI out of if credit is good.

Personal loans without docs is going to be very hard to do outside of like Navy.

[Anonymous]

Credit is good but they just jumped me from 2.5k to 12.5k maybe 3-4 months ago. The only reason I requested it is because I saw the request CLI button which is usually an indicator of an approval.

And yeah that's why I think just using the 3% BT offer is great. I'd rather have 0% BT fee and 3% apr because it would save some some on interest but time is running out cards will start charging interest next month and better not to risk it.