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Hey All,
So, I've been a Lowe's store card holder for over a year now.
I was instantly approved and call Credit Solutions (thanks to the advice here and got
my CL bumped to 17K. I've had a year of solid payments.
I'm going to be doing some substantial renovations and I'm wondering if I app'd for
another card in a business name, if it would show up on my personal CR?
Please let me know.
Cheers,
H.
@Anonymous wrote:Hey All,
So, I've been a Lowe's store card holder for over a year now.
I was instantly approved and call Credit Solutions (thanks to the advice here and got
my CL bumped to 17K. I've had a year of solid payments.
I'm going to be doing some substantial renovations and I'm wondering if I app'd for
another card in a business name, if it would show up on my personal CR?
Please let me know.
Cheers,
H.
I assume you mean if you were to add a Lowe's business credit card would it show on your personal reports. The answer is no it would not unless you defaulted.
Hi Irish.
That is exaclty what I meant. Sorry if my message wasn't clear.
And thank you for your response.
Cheers, H.
By the way..
Do you know if it is still a SP on TU?
@Anonymous wrote:By the way..
Do you know if it is still a SP on TU?
If you apply for a new business card, it will be a HP
Irish, do you know if synchrony includes your business accounts limits with your personal limits when it comes to the 100k exposure? Sorry horticulturalist, dont mean to hijack your trend here.
@Anonymous wrote:
@Anonymous wrote:By the way..
Do you know if it is still a SP on TU?
If you apply for a new business card, it will be a HP
@Bowzer wrote:Irish, do you know if synchrony includes your business accounts limits with your personal limits when it comes to the 100k exposure? Sorry horticulturalist, dont mean to hijack your trend here.
@Anonymous wrote:
@Anonymous wrote:By the way..
Do you know if it is still a SP on TU?
If you apply for a new business card, it will be a HP
I don't know for a fact but given that most creditors include both personal and business accounts in determining overall exposure, I assume that they do.
Also to add there are 2 versions of Lowe's business cards managed by 2 different banks
Amex and Sync
Amex = Rewards
Keep in mind a major purchase on the personal card you could opt for 18 months interest-free or 84 months at 5.9%.
The business card offers no zero interest!!
but does give 5% back!
@Creditaddict wrote:Keep in mind a major purchase on the personal card you could opt for 18 months interest-free or 84 months at 5.9%.
The business card offers no zero interest!!
but does give 5% back!
Amex also includes
Baggage ins
Extended warranty
3% dining
Purchase protection
Amex offers
Roadside Assist
Car rental ins
Travel accident ins
and a heck of a lower APR
So assess all options when choosing a business card