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Question for COSTCO TrueEarnings BUSINESS cardholders

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brother7
Established Contributor

Question for COSTCO TrueEarnings BUSINESS cardholders

Does this card show up on your credit reports?

I've been a cardholder for >1 year and it doesn't show up on any of my credit reports.

I'm beginning to wonder if it's because it's a Business card, not a Personal card.



04/01/2020 - EX 849 (Credit Scorecard EX FICO® Score 8, range 300-850)
02/20/2020 - TU 850 (Discover TU FICO® Score 8, range 300-850)
03/24/2020 - EQ 884 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 11/22/2017
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3 REPLIES 3
android01
Valued Contributor

Re: Question for COSTCO TrueEarnings BUSINESS cardholders


@brother7 wrote:

Does this card show up on your credit reports?

I've been a cardholder for >1 year and it doesn't show up on any of my credit reports.

I'm beginning to wonder if it's because it's a Business card, not a Personal card.


Business AMEX cards do not show up on your personal reports - unless you default!

 

I've had a business platinum card for years, and it doesn't show up on my personal report.  However, both of my personal AMEX's do.

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 2 of 4
brother7
Established Contributor

Re: Question for COSTCO TrueEarnings BUSINESS cardholders

Thanks for the quick reply.

 

Related question: Would this card appear on your business's credit report? (Sorry, I'm ignorant about how business credit works... I'm assuming businesses have credit reports like individuals do.)



04/01/2020 - EX 849 (Credit Scorecard EX FICO® Score 8, range 300-850)
02/20/2020 - TU 850 (Discover TU FICO® Score 8, range 300-850)
03/24/2020 - EQ 884 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 11/22/2017
Message 3 of 4
android01
Valued Contributor

Re: Question for COSTCO TrueEarnings BUSINESS cardholders

I'm not sure about that.  I haven't looked at a business credit report in a long time, and I don't remember.  My guess would be yes,  if the card is reports and is associated with your business EIN number, but I don't know for sure.

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 4 of 4
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