Good Morning! I officially launched an art business about 2 years ago (paintings) and decided that I needed to seperate my business and personal expenses for tax purposes. I also am part of cooperative gallery that I'm the administrator of and was pre-approved for a business CC when I opened our business checking account. It's been very helpful (and lucrative I might add) having my expenses kept seperate especially for tax preparation. Here are the approvals I've gotten in the last year...
Chase Ink Cash $18k (went pending then approved the next day...have had accounts with Chase for 7+ years)
Bank of The West $18k (gallery checking account/pre-approved)
Amex Business Gold (pre-approved thru website. have had several Amex cards. 75k MR point offer)
Amex SimplyCash $10k ($300 bonus for $1k spend mailer...couldn't pass this up!)
All were PG'd with FICOs in the 790-810 range. I would encourage anyone that is looking to start a business to consider getting a CC to keep your finances in order and PIF! Chase and Amex have the better cards with the best rewards and sign-up bonuses. But any step you take to get established will help build your business credit file.
CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
