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Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
0

Re: Recommended Business CC - FYI



Vanyel wrote:
I pulled my score with them a couple of months ago Brammy and it was a 41. 
The new biz account still as of yesterday hasn't posted so it hasn't moved at all in several months.
By the way if you give em the $99.00 you can track daily or hourly if you wish for a full year your business accounts.
 
Van
 
 


 
Just wating to show more than 1 tradeline. I'm sure its nothing to write home about at this point

Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007
0

Re: Recommended Business CC - FYI

From what I have seen D&B will take at least 3 months to start posting the TL's. Experian is very quick. I have 6 TL listed. Equifax is also good but not very good online support. Also some companies look for EX and some look for EQ and some for D&B.
 
Most of the time citi looks for D&B. But also they are generous with approving your cards even if you dont have D&B scores in place. I got 6 cards from citi even before my paydex score started showing.
 
GECF looks at EQ. I had a card from Valero reporting to EQ and then right away GECF approved me for lowes/sams. I applied for sams 3 time before and they kept saying no. As soon valero posted they approved right away.
 
My suggestion is app for Valero. Let it start reporting.
App for some of the citi cards let them start reporting to D&B.  The report to EX also
App for for first quity or a card like that reports to EX.
 
Make at least one purchase of at least $100 or more and wait 3 months to get all things posting to your biz report and see your scores go up and up.
 
I think it is worth paying $99 to smart reports as I check my report every day and I monitor. It also tells me all the inquires and scores and balances. It is a very good tool to check and prevent fraud.
 
D&B also offers similar but it is more expensive.
Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
0

Re: Recommended Business CC - FYI

Unfortunately we don't have Valero Oil here.  I have three lines and waiting on the Walmart Biz response to see what my fate is with them.  I was going to give it 6 good months because I want to get out from under Cap1 small biz as quickly as possible
Valued Member
HA2007
Posts: 35
Registered: ‎09-29-2007
0

Re: Recommended Business CC - FYI

Hey guys wal-mart just came back, with denied. Said wait till some of my other trade lines start reporting and reaply. Oh well. On to the next one.
Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
0

Re: Recommended Business CC - FYI



HA2007 wrote:
Hey guys wal-mart just came back, with denied. Said wait till some of my other trade lines start reporting and reaply. Oh well. On to the next one.


 
 
When did you app for Wally World?
 

Epic Contributor
Creditaddict
Posts: 20,816
Registered: ‎10-23-2007
0

Re: Recommended Business CC - FYI

I received my Walmart card today!! up to 99 FREE additional cards (99!!!) who wants one. lol
 
Received letter from Lowes (denied, could not verify phone number) You would think they would atleast CALL the phone number!!!
I sent letter back to them with phone bill, so we will see.
Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
0

Fillibert

We both got 7-10  have u heard anything yet?
 
Valued Member
HA2007
Posts: 35
Registered: ‎09-29-2007
0

Re: Recommended Business CC - FYI

Brammy!
I applied last week, I think thursday.
Moderator Emeritus
llecs
Posts: 32,881
Registered: ‎08-04-2007
0

Re: Recommended Business CC

Wanted to post an update here. I appd Staples, Wal-Mart, Lowes and Home Depot on the 14th. Just got word back from Wal-Mart via mail. They said "no", due to "total amount of credit available on trades" and "balance on all trade lines". This is funny because the only reporting on Duns is Nebs, and there is no balance due. However, EQ Biz was pulled and I have no clue what that file says.
 
Home Depot, as mentioned before, approved us at $1500. Lowes approved at $1000. Got both cards today. Staples is still outstanding. It was code 26 after the app process. I'll wait a little longer.
 
 
Moderator Emeritus
llecs
Posts: 32,881
Registered: ‎08-04-2007
0

Re: Recommended Business CC - FYI



Creditaddict wrote:
I received my Walmart card today!! up to 99 FREE additional cards (99!!!) who wants one. lol
 
Received letter from Lowes (denied, could not verify phone number) You would think they would atleast CALL the phone number!!!
I sent letter back to them with phone bill, so we will see.


I think there are less than 99 of us on this topic. If you need help spelling our names, let us know.

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