10-13-2011 04:37 AM
Buy printer paper (etc) from places like Quills, Uline etc. They report to business credit (their Net 30 day accounts). This really is the time to exstablish enough trade lines for business credit so when credit does become relaxed we will be first in line for biz credit (or even before).
06-16-2012 08:31 AM
Capital One issued me a 10K BCC with a decent average beacon on my personal (750 range) and a few years in state corp records
My personal is all within past 2 years too
Trick to personal on new or reestablished credit is
As you get new cards, use card close to max, and pay off before first bill hits, so when they report it's a new account with near max use and 0 balance, so it reports decent, that you used line and paid off in short time, just keep close to 0 balances on all revolving, car loans and homes ok to have balances the revolving stuff balances causes drops and you can get big gains in scores by zeroing out revolving
07-21-2012 05:56 PM
You failed to mention that your capital one card reports to your personal credit report as well. My guess is that personal credit should remain separate from business credit. No?
07-21-2012 08:36 PM
discover will give you a business credit card they pull your equifax. as long as you have a no bankruptcy on your personal. US BANK will give you a business credit card that reports directly to Dun and Bradstreet.
09-20-2012 08:49 AM
Any business CCs extending credit to new business with no tradelines, with personal credit score in 590s range???
09-28-2012 08:24 AM
What are qualifications?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO