Reply
Frequent Contributor
PenguinGeek
Posts: 381
Registered: ‎09-26-2007
0

Re: Recommended Business CC



Creditaddict wrote:
WOW, staples goes soley on business, no personal backer!!!! APPROVED!!!
Home Depot does too if over 2 years old.
ANYONE ELSE APPROVE OFF BUSINESS ONLY?????





Which Home Depot? There looks to be 3 for biz: commercial revolving charge, commercial account and Biz Rewards MasterCard. I've had the commercial revolving charge since 1997 and it's always reported on my personal credit report. They didn't have the biz rewards mc at the time...
-------------------------

Hello, my name is, "PenguinGeek," and it's been 9 months since my last cc app and my score is now 34 points higher than when I app'd.
Established Contributor
CreditDrama85
Posts: 1,046
Registered: ‎07-03-2007
0

Re: Recommended Business CC

capital one seems to be a good business credit card. did not make an inquiry with all 3 credit bureaus. only equifax and only reporting to equifax.
Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
0

Re: Recommended Business CC

[ Edited ]


CreditDrama85 wrote:
capital one seems to be a good business credit card. did not make an inquiry with all 3 credit bureaus. only equifax and only reporting to equifax.


Gotta check my reports again.  Are they reporting to your personal report?  ost people who have this card say that it doesn't wasn't looking for another card to report to my personal:smileymad:
 
Thats why I got the stupid card. Too many biz expenses on my personal cards
 
BTW they hit all three of mine even though I have a personal card with them



Message Edited by Brammy on 11-14-2007 09:32 AM

Message Edited by Brammy on 11-14-2007 09:34 AM
Established Contributor
CreditDrama85
Posts: 1,046
Registered: ‎07-03-2007
0

Re: Recommended Business CC

i still havent figured it out. maybe it reports based on the business structure. yes i was told by cap1 it would only report to equifax and it is reporting. that is the only credit bureau which they made an inquiry with too. i thought that was weird, because cap one usually makes an inquiry with all 3 cbs.
Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Recommended Business CC

[ Edited ]
Although its not a CC, I thought Dell was easy to get. They asked for a FEIN and no PG. Got 5k w/out any DnB rating.
 
Had Advanta too several years back. High APR but seemed generous with CL.


Message Edited by llecs on 11-14-2007 07:21 AM
Super Contributor
concorduser
Posts: 6,026
Registered: ‎09-18-2007
0

Re: Recommended Business CC

Hi llecs, Where did you apply for Dell? When I tried to apply it asked my ssno also in addition to my FEIN. I did not proceed. If you have a link to where you applied could you please send it to me? Thanks.
Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Recommended Business CC

[ Edited ]


concorduser wrote:
Hi llecs, Where did you apply for Dell? When I tried to apply it asked my ssno also in addition to my FEIN. I did not proceed. If you have a link to where you applied could you please send it to me? Thanks.


I retraced my steps just a second ago and here is what I did:
 
I went to Dell and clicked Small & Med. Biz link. I went to Shop and selected a computer and chose the specific model (w/out configuring). I just clicked a link for "Apply". Clicking that will open a new window with the application and it'll ask for contact info, biz name, FEIN, etc. I don't think there is a link that could be posted here because it'll link back to the computer I clicked on. I do know, from experience, that the phone number you put down has to be in your biz name. Good luck.


Message Edited by llecs on 11-14-2007 08:04 AM
Epic Contributor
Creditaddict
Posts: 22,098
Registered: ‎10-23-2007
0

Re: Recommended Business CC

Recent instant Approvals:
BP
Office Max
Staples
Shell
 
Applied for:
Sears
Target you have to be in business for 3 years if you don't want to personal back it.
 
all the visa business cards im finding require personal backing.
 
any that don't???
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Epic Contributor
Creditaddict
Posts: 22,098
Registered: ‎10-23-2007
0

Re: Recommended Business CC

Dell - $10k!!!! I have 2 Dell Business Accounts now, both 10k
I LOVE DELL! to bad they didn't have a visa!
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Super Contributor
concorduser
Posts: 6,026
Registered: ‎09-18-2007
0

Re: Recommended Business CC

Hi CreditAddict. Congractulations. When did you apply and when did you get approved. It is a good news. I'll try to apply too. Few days ago when I started applying for Dell  it asked for my social and aborted the app.
 
Also does any one who would approve a line of credit with out PG for business? I looked on the net I did not find any reliable source. Any ideas or suggestions?

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}