Reply
Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
0

Re: Recommended Business CC

NE 1 notice these are all Citi Cards....lol!!! I want one but better be good on my OD and Staples I have with them for now.  Dont have any other biz credit.
Super Contributor
concorduser
Posts: 6,026
Registered: ‎09-18-2007
0

Re: Recommended Business CC

Hi CreditAddict, what is the link for sears biz card app?
Epic Contributor
Creditaddict
Posts: 22,045
Registered: ‎10-23-2007
0

Re: Recommended Business CC

 
You download the form and then fax it back.
I heard from them today which is only 24 hours after I faxed it to them... very quick.
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Valued Member
HA2007
Posts: 35
Registered: ‎09-29-2007
0

Re: Recommended Business CC

[ Edited ]
Creditaddict. is the sears cc PG?

sorry missed spelled
Message Edited by HA2007 on 11-16-2007 01:09 PM

Message Edited by HA2007 on 11-16-2007 01:10 PM
Epic Contributor
Creditaddict
Posts: 22,045
Registered: ‎10-23-2007
0

Re: Recommended Business CC

nope:smileyhappy:
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Valued Member
HA2007
Posts: 35
Registered: ‎09-29-2007
0

Re: Recommended Business CC

they want me to put ss# when I sign.
 
Epic Contributor
Creditaddict
Posts: 22,045
Registered: ‎10-23-2007
0

Re: Recommended Business CC

that's only if you are under 2 or 3 years of business or if you have those kinds of business entities listed there.
Otherwise, don't fill out the part that says PG at all.
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Valued Member
HA2007
Posts: 35
Registered: ‎09-29-2007
0

Re: Recommended Business CC

OK!~ Thanks I'm faxing
New Member
XZiler8r
Posts: 3
Registered: ‎11-17-2007
0

Re: Recommended Business CC

With all of these business accounts open, if i were to get a house in a year or so... how would that affect me?  Would it even come up at all since no PG is on them?
 
My wife has been killing me to ask this!!
 
Danny
Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Recommended Business CC

[ Edited ]
Danny,
 
No affect at all on your personal credit, so as long as you didn't give them a social.
 
However, based on how your biz is set up, your lender could look deep into your biz. I had a friend who bought a home for the first time a few years ago. He had to submit personal and biz financials for his incorporated LLC. He had been in business less than two years at that point so all of his credit was new too.
 
Now that I dwell on this, it doesn't matter on the structure. I saw my dad-in-law go through this 10 yrs ago with his 20-yr old S-Corp.
 
DnB lists when the TLs were opened, but I don't think there would be any issues with their age, so as long as they are all paid on time.
 
 


Message Edited by llecs on 11-17-2007 05:56 AM

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}