Reply
Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007

Re: Recommended Business CC

NE 1 notice these are all Citi Cards....lol!!! I want one but better be good on my OD and Staples I have with them for now.  Dont have any other biz credit.
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007

Re: Recommended Business CC

Hi CreditAddict, what is the link for sears biz card app?
Mega Contributor
Creditaddict
Posts: 16,873
Registered: ‎10-23-2007

Re: Recommended Business CC

 
You download the form and then fax it back.
I heard from them today which is only 24 hours after I faxed it to them... very quick.
Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Valued Member
HA2007
Posts: 35
Registered: ‎09-29-2007

Re: Recommended Business CC

[ Edited ]
Creditaddict. is the sears cc PG?

sorry missed spelled
Message Edited by HA2007 on 11-16-2007 01:09 PM

Message Edited by HA2007 on 11-16-2007 01:10 PM
Mega Contributor
Creditaddict
Posts: 16,873
Registered: ‎10-23-2007

Re: Recommended Business CC

nope:smileyhappy:
Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Valued Member
HA2007
Posts: 35
Registered: ‎09-29-2007

Re: Recommended Business CC

they want me to put ss# when I sign.
 
Mega Contributor
Creditaddict
Posts: 16,873
Registered: ‎10-23-2007

Re: Recommended Business CC

that's only if you are under 2 or 3 years of business or if you have those kinds of business entities listed there.
Otherwise, don't fill out the part that says PG at all.
Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Valued Member
HA2007
Posts: 35
Registered: ‎09-29-2007

Re: Recommended Business CC

OK!~ Thanks I'm faxing
New Member
XZiler8r
Posts: 3
Registered: ‎11-17-2007

Re: Recommended Business CC

With all of these business accounts open, if i were to get a house in a year or so... how would that affect me?  Would it even come up at all since no PG is on them?
 
My wife has been killing me to ask this!!
 
Danny
Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Re: Recommended Business CC

[ Edited ]
Danny,
 
No affect at all on your personal credit, so as long as you didn't give them a social.
 
However, based on how your biz is set up, your lender could look deep into your biz. I had a friend who bought a home for the first time a few years ago. He had to submit personal and biz financials for his incorporated LLC. He had been in business less than two years at that point so all of his credit was new too.
 
Now that I dwell on this, it doesn't matter on the structure. I saw my dad-in-law go through this 10 yrs ago with his 20-yr old S-Corp.
 
DnB lists when the TLs were opened, but I don't think there would be any issues with their age, so as long as they are all paid on time.
 
 


Message Edited by llecs on 11-17-2007 05:56 AM

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