Hypothetical? Just your own, probably not. If you provide credit to many, and report on them monthly, I guess you could report to your own in theory. It's not as hard to be able to report. We're assuming of course that you are a corporation filing on your self as an individual. You probably would run in to a problem with how your business would be titled so you would probably want to be a national bank not subprime. But even then as sub prime I guess you could have access. Just because you can report doesn't mean it's going to work in your favor to. Legal, no idea but in my opinion if you had a legit business that took legit cards, and was reporting legit charges I don't see why it would be a legal issue. It's just my opinion though. I tried to research this a little and couldn't find anything on it. I would think employees or owners of banks use cards and their activities are being reported too. Even people that work in collections probably have cards from their bank, and they are possibly responsible for over seeing the reporting, ect. Don't know if that helps answer your question. I think if anything is legit, there is no motivation it's probably ok.
Personal credit is good. Working on business credit now.
