03-12-2009 12:47 PM
Anyone have success in getting them to upgrade your Sams Business Charge to a Sams Discover Card?
I do not currently PG and that's usually what they ask for to do the upgrade, but Sams Discover card starts at a 5k limit which I currently have so I don't see the point in PG'ing, but the 2% sure would be nice!
I also just submitted a CLI up to $7500, so waiting to hear about that.
03-12-2009 01:25 PM
03-12-2009 05:27 PM
What is PG?I Have a Sams Business card.Was thinking about upgrading to discover.Thanks in advance!
PG means Personal Guarantee. In case if business goes under you are personally responsible for the card debt.
03-24-2009 07:31 PM
03-25-2009 03:14 AM
i have applied for the Sams Discover card twice....they keep on declining me (i only have 2 reporting)......should i just apply for the sams club store card instead.....i know it's easier to get...but are they still looking for 2 years, paydex, yada, yada, yada.......thanks!
It is a good idea to get the store biz card first and then ask for upgrade. Store card you can get with out PG. Discover they ask for PG. When I applied they gave me storecard with $1K CL and after a year I asked them for upgrade, at that time they closed my store card and issued me a discover with $10K Cl. My suggestion if they were to give store card with out PG take it and then try for discover later.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.