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Epic Contributor
Posts: 24,292
Registered: ‎10-23-2007
0

Sams Business Charge upgrade to Sams Discover?

Anyone have success in getting them to upgrade your Sams Business Charge to a Sams Discover Card?

I do not currently PG and that's usually what they ask for to do the upgrade, but Sams Discover card starts at a 5k limit which I currently have so I don't see the point in PG'ing, but the 2% sure would be nice!

 

I also just submitted a CLI up to $7500, so waiting to hear about that. 

Fico Scores: EQ- 670., TU 705 Sync, EX 700 (04/20/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
83 Cards and Counting :smileytongue:
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Re: Sams Business Charge upgrade to Sams Discover?

I had my sams biz store card with $1k CL for about a year and then I asked them to upgrade to Discover. They closed the old card and gave me new Discover card with $10k CL. I am not sure if I did a PG or not, but there was a Credit Pull on my EQ. I am planning on asking them for CLI to $15K in the next few months.
Valued Member
Posts: 38
Registered: ‎12-18-2008
0

Re: Sams Business Charge upgrade to Sams Discover?

What is PG?I Have a Sams Business card.Was thinking about upgrading to discover.Thanks in advance!
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Re: Sams Business Charge upgrade to Sams Discover?


blackjack59 wrote:
What is PG?I Have a Sams Business card.Was thinking about upgrading to discover.Thanks in advance!

 

PG means Personal Guarantee. In case if business goes under you are personally responsible for the card debt.
Frequent Contributor
Posts: 381
Registered: ‎05-18-2008
0

Re: Sams Business Charge upgrade to Sams Discover?

i have applied for the Sams Discover card twice....they keep on declining me (i only have 2 reporting)......should i just apply for the sams club store card instead.....i know it's easier to get...but are they still looking for 2 years, paydex, yada, yada, yada.......thanks!
Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Re: Sams Business Charge upgrade to Sams Discover?


molly73 wrote:
i have applied for the Sams Discover card twice....they keep on declining me (i only have 2 reporting)......should i just apply for the sams club store card instead.....i know it's easier to get...but are they still looking for 2 years, paydex, yada, yada, yada.......thanks!

 

It is a good idea to get the store biz card first and then ask for upgrade. Store card you can get with out PG. Discover they ask for PG. When I applied they gave me storecard with $1K CL and after a year I asked them for upgrade, at that time they closed my store card and issued me a discover with $10K Cl. My suggestion if they were to give store card with out PG take it and then try for discover later.
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