Recently had a mega spree. Details HERE
I apped for about 8 cards BEFORE trying CapOne. There wasnt an HP for each app and at least 3 of the apps were TU pulls. I was going to app for Quicksilver first then Spark, but saw the criteria said Excellent credit for both so figured UW was the same. So pulled trigger on Spark, immediate denial. Immediately apped for QS and was approved. Then apped for Venture and denied. Letter in the mail said reason for denial for Spark was too many inquiries (over half of my inquiries were mortgage pulls from past 3 months. The score they had was 671 on EX. (yet the score AMEX and Chase had for me for that day was 687)
Why deny me Spark for too many inquiries then turn around and approve me for QS??? Spoke with an agent on FB and they said they are going to review the Spark app again. This was a shocker to me, especially that I got the QS with $3k limit...was expecting a lot more being that I was a Platinum card holder with flawless history and currently a QS One holder. Subsequently, I apped and was approved for Citi DC ($10k), WF Propel $2500, and Fidelity AMEX $5k. Thoughts?
