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Established Member
Posts: 17
Registered: ‎04-15-2013
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Re: Spark Decline - Options ? - UPDATE

Will wait until the 18th to do the application. By that time i will drop 3 inq 2 years old.

Epic Contributor
Posts: 22,723
Registered: ‎10-23-2007
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Re: Spark Decline - Options ? - UPDATE


ElBerryKM13 wrote:

Will wait until the 18th to do the application. By that time i will drop 3 inq 2 years old.


banks usually only sometimes looks at INQ's past a year on manual reivew and fico scoring stops at 1 year also.

Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
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Established Member
Posts: 17
Registered: ‎04-15-2013
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Re: Spark Decline - Options ? - UPDATE

[ Edited ]
Got approved yay!
10k cl. They pulled all the CRA and i my scores were Ex 743(fico) TU 744(fico) and Eq 759(equifax site) 16 EX Inq's in the past 2 years but only 5 in past year.

Edit: this was my 4th try to get the same card in the past two years. They didnt want to give it to me idk why but finally made it :smileyhappy:
Valued Member
Posts: 72
Registered: ‎03-25-2010
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Re: Spark Decline - Options ? - UPDATE

Congrats!  I hope I will get a descent cli after a few months. :smileyhappy:

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