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Spark Decline - Options ?

Established Member

Re: Spark Decline - Options ? - UPDATE

Will wait until the 18th to do the application. By that time i will drop 3 inq 2 years old.

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Epic Contributor

Re: Spark Decline - Options ? - UPDATE


ElBerryKM13 wrote:

Will wait until the 18th to do the application. By that time i will drop 3 inq 2 years old.


banks usually only sometimes looks at INQ's past a year on manual reivew and fico scoring stops at 1 year also.

Established Member

Re: Spark Decline - Options ? - UPDATE

Got approved yay!
10k cl. They pulled all the CRA and i my scores were Ex 743(fico) TU 744(fico) and Eq 759(equifax site) 16 EX Inq's in the past 2 years but only 5 in past year.

Edit: this was my 4th try to get the same card in the past two years. They didnt want to give it to me idk why but finally made it Smiley Happy
Valued Member

Re: Spark Decline - Options ? - UPDATE

Congrats!  I hope I will get a descent cli after a few months. Smiley Happy

Personal: Macys(300), Amazon Rewards Visa(500), Barclay NFL(1250), Havertys(2000), NFCU Sig(14,000), NFCU Go Rewards(14,000)

Business: Cap One Sparks(1500)