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Established Member
Posts: 17
Registered: ‎04-15-2013
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Re: Spark Decline - Options ? - UPDATE

Will wait until the 18th to do the application. By that time i will drop 3 inq 2 years old.

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Epic Contributor
Posts: 25,598
Registered: ‎10-23-2007
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Re: Spark Decline - Options ? - UPDATE


ElBerryKM13 wrote:

Will wait until the 18th to do the application. By that time i will drop 3 inq 2 years old.


banks usually only sometimes looks at INQ's past a year on manual reivew and fico scoring stops at 1 year also.

Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
95 Cards and Counting Smiley Tongue
Established Member
Posts: 17
Registered: ‎04-15-2013
0

Re: Spark Decline - Options ? - UPDATE

[ Edited ]
Got approved yay!
10k cl. They pulled all the CRA and i my scores were Ex 743(fico) TU 744(fico) and Eq 759(equifax site) 16 EX Inq's in the past 2 years but only 5 in past year.

Edit: this was my 4th try to get the same card in the past two years. They didnt want to give it to me idk why but finally made it Smiley Happy
Valued Member
Posts: 73
Registered: ‎03-25-2010
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Re: Spark Decline - Options ? - UPDATE

Congrats!  I hope I will get a descent cli after a few months. Smiley Happy

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