Reply
Established Member
ElBerryKM13
Posts: 17
Registered: ‎04-15-2013
0

Re: Spark Decline - Options ? - UPDATE

Will wait until the 18th to do the application. By that time i will drop 3 inq 2 years old.

Epic Contributor
Creditaddict
Posts: 21,680
Registered: ‎10-23-2007
0

Re: Spark Decline - Options ? - UPDATE


ElBerryKM13 wrote:

Will wait until the 18th to do the application. By that time i will drop 3 inq 2 years old.


banks usually only sometimes looks at INQ's past a year on manual reivew and fico scoring stops at 1 year also.

Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:
Established Member
ElBerryKM13
Posts: 17
Registered: ‎04-15-2013
0

Re: Spark Decline - Options ? - UPDATE

[ Edited ]
Got approved yay!
10k cl. They pulled all the CRA and i my scores were Ex 743(fico) TU 744(fico) and Eq 759(equifax site) 16 EX Inq's in the past 2 years but only 5 in past year.

Edit: this was my 4th try to get the same card in the past two years. They didnt want to give it to me idk why but finally made it :smileyhappy:
Valued Member
johnstics
Posts: 72
Registered: ‎03-25-2010
0

Re: Spark Decline - Options ? - UPDATE

Congrats!  I hope I will get a descent cli after a few months. :smileyhappy:

$200 $500 $1500 $2000 $5500

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}