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Established Member
ElBerryKM13
Posts: 16
Registered: ‎04-15-2013

Re: Spark Decline - Options ? - UPDATE

Will wait until the 18th to do the application. By that time i will drop 3 inq 2 years old.

Mega Contributor
Creditaddict
Posts: 18,873
Registered: ‎10-23-2007

Re: Spark Decline - Options ? - UPDATE


ElBerryKM13 wrote:

Will wait until the 18th to do the application. By that time i will drop 3 inq 2 years old.


banks usually only sometimes looks at INQ's past a year on manual reivew and fico scoring stops at 1 year also.

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Established Member
ElBerryKM13
Posts: 16
Registered: ‎04-15-2013

Re: Spark Decline - Options ? - UPDATE

[ Edited ]
Got approved yay!
10k cl. They pulled all the CRA and i my scores were Ex 743(fico) TU 744(fico) and Eq 759(equifax site) 16 EX Inq's in the past 2 years but only 5 in past year.

Edit: this was my 4th try to get the same card in the past two years. They didnt want to give it to me idk why but finally made it :smileyhappy:
Valued Member
johnstics
Posts: 72
Registered: ‎03-25-2010

Re: Spark Decline - Options ? - UPDATE

Congrats!  I hope I will get a descent cli after a few months. :smileyhappy:

$200 $500 $1500 $2000 $5500

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