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Spark cap1 APR

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plastic_man
Regular Contributor

Spark cap1 APR

Does anybody know if this credit card has a fixed apr?
I got approved for the Spark Miles and got a 20.99% , I message through Facebook and that's nothing they can do about it to lower the rate. I don't plan to carry a balance but who knows..things can change and I might need it someday.
MyFICO Scores : EQ = 791 , TU = 794, EX = 774 as of 06/16
Current CARDS : Boa working assets $33k| | QuickSilver $6650 | BillMeLater $5000 | FNBO AMEX $20K | ChoiceHotel BarclayCard $7500K |barclay ring card $15k| Macys AMEX $20k| AMEX Gold Premier | AMEX Blue Cash $13.2k | | Chase Marriott $20k | CSP $14,200| CAP1 Spark Miles $28k | AMEX Business Gold Premier| citi Hilton hhonors $12k| citi AAdvantage $10,500 | Chase Ink Plus $27k | BoA Alaska signature personal $17k | BoA Alaska business $27k | AMEX SPG $11,800 | JPM Ritz Carlton $29.9k
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1 REPLY 1
Creditaddict
Legendary Contributor

Re: Spark cap1 APR


@plastic_man wrote:
Does anybody know if this credit card has a fixed apr?
I got approved for the Spark Miles and got a 20.99% , I message through Facebook and that's nothing they can do about it to lower the rate. I don't plan to carry a balance but who knows..things can change and I might need it someday.

My Spark Cash is at like a 22.9% and they always tell me no better rates available for my account and I have had it for over 2 years!

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