After the crazy time about 2 months back of applying for Sams Club Business MC with my partner in store that was declined, then I called and got it into security and back to credit and blah blah, they approved just $2000 store card and the letter says my partner PG'd it but they pulled my credit, not his (membership is me primary and him addon, clearly girl in store messed it up as they usually do... not sure why they don't allow you to apply online yourself but the cashiers don't understand it)
Well someone had posted about applying in store and there is a button to click that they will not PG.
So stopped in today and said I wanted to apply and handed it to her with no pg.
she pulls it up on the screen and starts to fill it out and I hang myself over the counter so I can see the screen and im pointing out things that are pre-filled that are wrong and having her add in things like D&B and stuff that are options but not required and she wasn't filling them in.
Then I see the PG screen and a little button that says YES OR NO (business contact is or is not PG this application)
I said CLICK NO.
The screen then goes grey for that portion that she doesn't need it.
then she looks down on my paper app and says I need you to fill out the pg
I said no you don't.
she says if it's not pre-approved offer, we are required to take PG
I said no you are not, that is why there is that yes or no button.
she says it will not let me submit it without it.
I said yes it will.
she says okay, we can see... looks over everything to make sure it was complete (it was because i helped!)
and she hit submit (funny, it submitted with no errors for no pg)
went to review... she keeps clicking back and forth to refresh... I said it's going to need verification, as long as it's submitted we are good.
but she doesn't know what to put on this paper app since it's still pending.
Some other girl comes over and says you need to fill out PG section (NO, I do not and won't!)
she then says to the girl helping me, you have to call.
I said I would prefer you did not... I deal with Sync ALL the time and have a direct number into verification that I can call tomorrow... they ALWAYS need to verify my business and the number you guys call into messes it up!
They are looking confused and unsure.
I said it's fine, just close it out on your end and write processing or something!
they were still looking like, no I need to call.
I was like great, thanks... have a good one and left before more discussion could happen!
I got home and it turns out verification is open today, call in... she finds it... asks about previous application, then asks for a business number she can call... puts me on hold and calls... says did you apply, great... clicks back over to the other line and says let me process... APPROVED
but you have to talk to underwriting to decide on your credit limit... and they are closed... so she gave me a direct number to call tomorrow morning.
I hope it's as simple as debating how much I need and want!!
