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Established Member
NewYorkGuy
Posts: 111
Registered: ‎04-07-2011
0

Too soon for Chase Ink Cash CLI?

I was approved for a Chase Ink Cash Business card in December. My second statement cuts two days from today and I have paid the balance from the spending that I did (for the $200 cash back) to reflect a $0 balance on the upcoming statement. I have been using the card heavily (up to the limit) and have made several payments throughout the month. I plan to call in and ask for a CLI after the second statement cuts with the $0 balance.

 

What are my chances? I currently have a $7000 limit and I plan to ask for $20, 000. I hope they counter offer if they can't extend that. Would it be a soft or hard pull? I've heard stories of people getting soft CLIs on their Ink cards with Chase. However I know that it's always a hard for CLIs on their personal cards. If they do a hard, my credit profile is fine at the moment with an Experian Fico of  ~747 and only 1% utility. I do have a couple inquiries and new accounts showing from my app spree last year though. Most of those accounts will hit the 6 month mark in a few days so I plan to ask Chase for the CLI after that.

 

As an aside, they gave me a rare auto-CLI on my Freedom card at the 6th statement last week. Overall Chase has been good to me and I hope this amicable relationship continues. :smileyhappy:

Established Contributor
scenery_guy
Posts: 958
Registered: ‎07-24-2012
0

Re: Too soon for Chase Ink Cash CLI?

That's a solid plan, I say go for it. I got an increase on my Ink Cash card right around 30+ days (can't look it up now but it was over 30 but less than 60). I did very heavy spend for the first 30 days and had to pay down several times. I think you have a good chance, who knows with Chase if they will grant you your request or counter offer. Also I can't remember if my pull was a hard or soft. I do not recall seeing a hard show up but that's just speculation. Ask when you call if you don't want to burn a HP. 

 

Good luck!

Established Member
NewYorkGuy
Posts: 111
Registered: ‎04-07-2011
0

Re: Too soon for Chase Ink Cash CLI?


scenery_guy wrote:

That's a solid plan, I say go for it. I got an increase on my Ink Cash card right around 30+ days (can't look it up now but it was over 30 but less than 60). I did very heavy spend for the first 30 days and had to pay down several times. I think you have a good chance, who knows with Chase if they will grant you your request or counter offer. Also I can't remember if my pull was a hard or soft. I do not recall seeing a hard show up but that's just speculation. Ask when you call if you don't want to burn a HP. 

 

Good luck!


Thanks for your reply. I have my EX frozen. I would rather avoid a hard inquiry. I will call in once the statement cuts and see if they can do the CLI with a soft. However, if it takes a hard to get it up to $20, 000 I might just bite.


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