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Senior Contributor
myjourney
Posts: 25,277
Registered: ‎02-07-2013

Re: US Airways business card


scenery_guy wrote:

myjourney wrote:

scenery_guy wrote:

Got the denial letter yesterday, sort of figured out this would happen based on how Barclays shows me no love. It was a TU pull and my score at the time was 775. The reasons for denial were high number of credit cards with balances, not enough accounts reporting on your credit report, and insufficient length of credit history. 

 

I'll try to recon on Monday if I can get a moment. The reasons are bogus as I don't allow more than $100 to ever report on a card, I have 23 accounts in good standing on my report, and my oldest card still on my report is from 8/2002. 

 

I pulled a free TU report and it's 27 pages. All good, no mistakes and no baddies. 

 

At some point it's not worth my time for 25K miles. I'm amazed that Barclays does not want to issue a card to someone with scores that hover around 775 that pays in full all the time and has documentation of business spend of around $500K a year. At least I know Barclays is not an option for me in the future. 


Sorry to hear

I just knew you were in out of curiosity how many Barclay cards do you have and is it possible you hit their internal threshold?

Although I would hope they keep business and personal cards separated.

Good luck on recon and I'll cross my fingers for you 


No chance to call today. I will be swamped for next few days on job site so I will try Thursday or Friday. 

 

Not a chance I hit an internal limit. I have one card, the personal US Airways card with a whopping limit of $2K. My next lowest limit is $8,600 on my CSP and I know I could have requested a CLI but really have no need. I  tried for a CLI when I got the US AIr card and all I got was push back from recon. Somehow I jus don't fit in their system of internal scoring I guess. Not getting the card is going to make Chase and AMEX happy as there's nothing diverting my business spend away from their cards. 


Trust me I understand Lol

Good luck

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Valued Contributor
lg8302ch
Posts: 2,475
Registered: ‎11-13-2012

Re: US Airways business card

Sorry to hear.... it will always be a mystery how some lenders are far off from the others. For you it seams Barclays and for me it is Discover. Good luck on recon ..hope you will be more successful than me with Discover and CLI...Hope we hear some good news :smileyhappy:

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Established Contributor
scenery_guy
Posts: 952
Registered: ‎07-24-2012

Re: US Airways business card


lg8302ch wrote:

Sorry to hear.... it will always be a mystery how some lenders are far off from the others. For you it seams Barclays and for me it is Discover. Good luck on recon ..hope you will be more successful than me with Discover and CLI...Hope we hear some good news :smileyhappy:


Best of luck to you! 

 

I am not going to recon call. That will be a first for me as I always recon and get the card. Now I don't need more credit nor do I want to spend time on the phone with some analyst who won't give me the card for any reason. I will call tomorrow and close my personal card. I will tell them why if they ask - purely the decline for the business card. They won't offer anything to keep me as my spend is very low anyhow. Good riddance. 

Senior Contributor
Open123
Posts: 3,995
Registered: ‎02-23-2011

Re: US Airways business card

I've run into the same issues with Barclays too.  I doubt they'd ever approve me for another card.  The last one, I think they just approved it out of courtesy after about two weeks of deliberation.

 

My business partner was just flat out declined based on having applied for a Barclay card in the past which had gone unused.


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