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Valued Member
Posts: 41
Registered: ‎02-03-2013

US BANK Line of credit

Does anyone know what are the requirements to get approved for a US Bank business line of credit? For at least 50k?

Starting Score: EQ 630 On 02/05/13 TU 695 on 02/20/13
Current Score: EQ 679 On 02/16/13
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Epic Contributor
Posts: 26,779
Registered: ‎10-23-2007

Re: US BANK Line of credit

freeurmind wrote:
Does anyone know what are the requirements to get approved for a US Bank business line of credit? For at least 50k?

usbank is usually no bk and at least 680 (bk some passes)

$50+k.... wow.... I can only imagine extremely good docs, income for personal and business, maybe accounts with them already, nice nice scores?!

Fico Scores 8: EX 718. TU 699. EQ 658. 11/10/2015
Super Contributor
Posts: 7,682
Registered: ‎10-03-2008

Re: US BANK Line of credit

[ Edited ]

Obtained the US Bank Premier Plus Line of Credit (Personal) and they looked at income, credit history and a banking relationship score. They were interested in approving existing customers. As everything goes they may approve non-customers but they aim at existing customers. Not sure if they have the same view for business customers. Also, US Bank is conservative and not BK friendly. They are very loyal to good customers and go to great lengths to find the right product.

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