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New Contributor
Posts: 61
Registered: ‎07-09-2013
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Umpqua Bank

Hey Guys,

 

Does anyone have any experiance with Umpqua Bank? I'm thinking about opening an account with them, and am wondering if anyone has any experiance with them?  Are they generous lenders? 

 

Thanks

Regular Contributor
Posts: 155
Registered: ‎04-04-2011
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Re: Umpqua Bank

Though I do not have any experience with Umpqua Bank directly, they have a business equipment leasing division that I have worked with often. In the past, this division catered solely to the B- to C+ credit score range (620 to 680 scores). Lately, they have been stepping up their game and now also have programs (and better rates) for A+ to B+ credit.

 

If Umpqua Bank is anything like their equipment leasing division, then I would say they are very generous lenders.


Starting Scores (lender pull 3/27/10): 759 (EQ), 752 (TU), 749 (EX)
Current Scores (myFICO 4/4/11): 768 (EQ)
Goal Scores: 800


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Frequent Contributor
Posts: 478
Registered: ‎01-22-2011
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Re: Umpqua Bank


tpatterson2k9 wrote:

Though I do not have any experience with Umpqua Bank directly, they have a business equipment leasing division that I have worked with often. In the past, this division catered solely to the B- to C+ credit score range (620 to 680 scores). Lately, they have been stepping up their game and now also have programs (and better rates) for A+ to B+ credit.

 

If Umpqua Bank is anything like their equipment leasing division, then I would say they are very generous lenders.


Umpqua bank is underwitten ny Elan Fin which is underwitten by US Bank

Established Member
Posts: 41
Registered: ‎05-23-2014
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Re: Umpqua Bank

sd

TU 666 | EQ 679| EX 721
Scores Source: Transunion.com experian.com and Fico Score: EQ 679, transunuion pending, experian pending. Ficoo Discover It score: 701
Credit History: 9 Months star date was Jan 2014. Current Cards: Capital One Journey $500/ Discover It $1250/ Chase Sapphire Preferred $5000. Care Credit: $4500. Barclay: Apple Rewards $4500
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