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New Contributor
Posts: 61
Registered: ‎07-09-2013
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Umpqua Bank

Hey Guys,

 

Does anyone have any experiance with Umpqua Bank? I'm thinking about opening an account with them, and am wondering if anyone has any experiance with them?  Are they generous lenders? 

 

Thanks

Regular Contributor
Posts: 161
Registered: ‎04-04-2011
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Re: Umpqua Bank

Though I do not have any experience with Umpqua Bank directly, they have a business equipment leasing division that I have worked with often. In the past, this division catered solely to the B- to C+ credit score range (620 to 680 scores). Lately, they have been stepping up their game and now also have programs (and better rates) for A+ to B+ credit.

 

If Umpqua Bank is anything like their equipment leasing division, then I would say they are very generous lenders.


Starting Scores (lender pull 3/27/10): 759 (EQ), 752 (TU), 749 (EX)
Current Scores (myFICO 4/4/11): 768 (EQ)
Goal Scores: 800


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Established Contributor
Posts: 600
Registered: ‎01-22-2011
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Re: Umpqua Bank


tpatterson2k9 wrote:

Though I do not have any experience with Umpqua Bank directly, they have a business equipment leasing division that I have worked with often. In the past, this division catered solely to the B- to C+ credit score range (620 to 680 scores). Lately, they have been stepping up their game and now also have programs (and better rates) for A+ to B+ credit.

 

If Umpqua Bank is anything like their equipment leasing division, then I would say they are very generous lenders.


Umpqua bank is underwitten ny Elan Fin which is underwitten by US Bank

Valued Member
Posts: 47
Registered: ‎05-23-2014
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Re: Umpqua Bank

sd

TU 751 | EQ 742| EX 741 Credit History: 2 years 8 months. Star date was Jan 2014. Current Cards: Capital One QuickSilver $4750/ Discover It $2250/ Chase Sapphire Preferred: $6000/ Care Credit: $4500. Barclay Apple Rewards: $4500/ fidelity bank: $1000/ Amex blue cash preferred $11000/ Capital one venture: $5000/ Amazon Prime store credit: $2700

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