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Or is the answer don't try until you've actually got some sales?
I'm starting a business that I don't REALLY expect to get rolling until Summer. And even then, I don't expect a whole lot out of it (Etsy shop). But with the possibility that Ink will start to fall under 5/24 soon, I'm thinking of trying sooner rather than later.
I've read other reports of people going for cards with a new business. What did you put for annual business revenue/sales? Did you project? Or when others say new, do they mean new-ish, not NEW-new?
Projected income and don't go hog wild either....
They know new biz has to grow and they want to be in on the ground floor for future endeavors
After all these are all small business accounts (cards) that the big banks are offering
New biz is classified as the first 1-2 years which is when most fail
After that it's an established biz
I don't know about other cards, but the SimplyCash provides a drop-down with ranges. The bottom range starts at 0, so you can just select that one.
@Anonymous wrote:
I wish.
Most of these cards are going off personal credit and personal income so the business "stated" income won't matter that much as long as you work and can put that employer and income in that segment of the app.
Amex and cap1 def. don't care about business credit and income!!!
@Creditaddict wrote:
Not business income if your personal credit score and income are solid.
It's why you can literally put $0 for Amex... But if project at least a little bit.
Not necessary to project anything with Amex. Just select the lowest range from the dropdown which is 0-49,999.