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Just recently started a small business and am looking to simplify my financials by putting everything on a business credit card. Interested in the Chase Ink. Back on 05/30 I was approved for a Chase Sapphire Preffered and a Amex BCP for my personal use, and also just closed on a business line of credit with TD bank for 50k. My scores are in the 715-730 range across the board. When would be the best time to apply for the Chase Ink Business? The CSP is reporting to my personal, but the line of credit and Amex BCP have not. Any advice is appreciated!
JK
Anyone?
@jmoneyk wrote:Just recently started a small business and am looking to simplify my financials by putting everything on a business credit card. Interested in the Chase Ink. Back on 05/30 I was approved for a Chase Sapphire Preffered and a Amex BCP for my personal use, and also just closed on a business line of credit with TD bank for 50k. My scores are in the 715-730 range across the board. When would be the best time to apply for the Chase Ink Business? The CSP is reporting to my personal, but the line of credit and Amex BCP have not. Any advice is appreciated!
JK
You think the Chase ink Rewards or card is better then Amex Gold Business Charge?
What credit line did you get on your Chase Card?
I really can't see why you would have any problems getting the ink now... I think they use to limit 1 app every 6 months or something but pretty sure we have been seeing that just isn't the case anymore especially with personal cards, so I would assume personal vs business really wouldn't be an issue since different departments and card types.
Thank guys. I applied and then got the under review notice. Called in immediately, spoke with a very nice lady named Laurie. She asked me some general questions about the business and then came back and approved me for 5k. She said I got the review notice because of the recent CSP personal card I was approved for.
Credit Addict, to answer your question. I applied for the Chase Ink Classic, because I like the UR rewards structure and also like the low APR of the card. I was not looking for a charge card specifically, if I was, the Chase Bold is a better charge than the Amex Gold.
@jmoneyk wrote:Thank guys. I applied and then got the under review notice. Called in immediately, spoke with a very nice lady named Laurie. She asked me some general questions about the business and then came back and approved me for 5k. She said I got the review notice because of the recent CSP personal card I was approved for.
Credit Addict, to answer your question. I applied for the Chase Ink Classic, because I like the UR rewards structure and also like the low APR of the card. I was not looking for a charge card specifically, if I was, the Chase Bold is a better charge than the Amex Gold.
oh silly me... I just read this and was like OOOH... for whatever reason when I was writing asking you why Chase vs. Amex I was thinking you were talkina bout the charge... hmmm... (opening window to look at correct chase card!!)
Nice APR!!!
But after the first $25k does it drop down to a 1x for all?
I like the looks of the Amex Cash Business.
Still really think it's the Capital One Spark Cash but I just have to make sure I have a really good back up or a line of credit that doesn't charge to transfer to and just move the balance a couple times a month to make sure no maxed out reporting on it because it reports to personal credit also. Or else settle for the tiers of credit with either Chase or Amex.
Last thing.... $5k on this Ink... What did you get on your Personal Chase?