I started a small business at beginning of 2017. I have a Cap 1 Spark Classic which I've been using heavily but paying off completely each month, I have a DHL account with Net 15, and I have a Quill acct with Net 30.
I haven't had any late payments so I'm curious why would Fedex deny my request for a net 30? I was surprised. They said it was based on Equifax. Not sure if they look at personal stuf, but I don't think so I never gave them my Social or anything.