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With these stats would I have a shot at simplycash?

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Creditplz
Valued Contributor

With these stats would I have a shot at simplycash?

Hey everyone, I am in need of a business card and this one looks appealing to me, my EX Fico 8 is 731 as of today. No negatives, lates, CO, CA, judgements, AAoA is only 11 months. I have 8 open accounts in good standing.
Message 1 of 7
6 REPLIES 6
Creditplz
Valued Contributor

Re: With these stats would I have a shot at simplycash?

Oh and 3% Utl when my reports update tomorrow for a few cards it'll be 1%
Message 2 of 7
Imperfectfuture
Super Contributor

Re: With these stats would I have a shot at simplycash?

I say you are good to go. HOWEVER, it is best to have an existing relationship with a personal card.

OTOH, they seem to be competing with Chase.. Be sure to have some limits over 5k. Smiley Wink
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Message 3 of 7
Creditplz
Valued Contributor

Re: With these stats would I have a shot at simplycash?

I only have one limit over 5k, NFCU at 13.3k, I'm going to app tomorrow when my Utl goes down to 1%
Message 4 of 7
Anonymous
Not applicable

Re: With these stats would I have a shot at simplycash?

My EX was 707 when I was approved for $10K. Tax lien in file at the time. Util was 1%. AAoA was longer, though, at 4+ years.

Message 5 of 7
Creditplz
Valued Contributor

Re: With these stats would I have a shot at simplycash?

How many inq ??.
Message 6 of 7
Anonymous
Not applicable

Re: With these stats would I have a shot at simplycash?

3

Message 7 of 7
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