line of credit

[Anonymous]

Fundera?lending express?torro? Any thoughts on which is the best for a 2 year old charter bus company. Decent personal credit score(720). Need to build business credit.

[Anonymous]

Where do you do your business banking?

That's where I would start.

[Anonymous]

Bank of America,of which I have a business credit card.also have a citi card and newly approved Barclay card 

[Anonymous]

Definitely if you have BoA and are running your revenue through your BoA account

You can apply online for the line of credit, but I suggest an appointment with your business rep

You will essentially sit down at their desk and answer the questions together

They will likely ask for your last two years tax returns, so have them ready

You should be able to get a line for 10% of your last year's gross revenue fairly easily.

My approval was a matter of hours.

[Anonymous]

Thank you for the information. I was thinking of going another route due to my high limit boa personal cards I feel like I’m at my internal limit. 

[Anonymous]

I wouldn't want to pay those companies' fees or rates if I had any other alternative

Please keep us updated on what route you take

[Anonymous]

Will do. Thanks for the input.