need help in applying CHASE INK Business offer

[amit1326]

Hi, 

Need your advice in replying for Chase Business Ink, I got a letter in mail having Invitation number & offer code.

My Experian Score is 731, FICO EQ 660 & TU 719.

In Wallet BOA 5000(Secured), Capital One 3000, Amex 5500, Best Buy 5000, Discover 3000

The oldest is BOA 8 months old.

I always keep balance low, pay in full, was declined Barclays few days back.

I have a small Business, I got Invitation from CHASE INK BUSINESS to apply .

Need your advice, Shall I apply for this card or reject this offer.. & try later ..

Please advice

Thanks 

[myjourney]

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@amit1326 wrote:

Hi, 

Need your advice in replying for Chase Business Ink, I got a letter in mail having Invitation number & offer code.

My Experian Score is 731, FICO EQ 660 & TU 719.

In Wallet BOA 5000(Secured), Capital One 3000, Amex 5500, Best Buy 5000, Discover 3000

The oldest is BOA 8 months old.

I always keep balance low, pay in full, was declined Barclays few days back.

I have a small Business, I got Invitation from CHASE INK BUSINESS to apply .

Need your advice, Shall I apply for this card or reject this offer.. & try later ..

Please advice

Thanks 

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INQ's in last 12 months?

UTL?

Baddies?

[amit1326]

Have 6 enquiries.. Utl ?? Never late pymnt, always paid in full, less than 14% usage

[sccredit]

Your issue is going to be account age but you can probably recon if denied.

[Creditaddict]

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@myjourney wrote:

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@amit1326 wrote:

Hi, 

Need your advice in replying for Chase Business Ink, I got a letter in mail having Invitation number & offer code.

My Experian Score is 731, FICO EQ 660 & TU 719.

In Wallet BOA 5000(Secured), Capital One 3000, Amex 5500, Best Buy 5000, Discover 3000

The oldest is BOA 8 months old.

I always keep balance low, pay in full, was declined Barclays few days back.

I have a small Business, I got Invitation from CHASE INK BUSINESS to apply .

Need your advice, Shall I apply for this card or reject this offer.. & try later ..

Please advice

Thanks 

---

INQ's in last 12 months?

UTL?

Baddies?

---

Did you try to recon Barclay?

I would say apply, especially if you have offer... they are good about recon also.

[myjourney]

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@amit1326 wrote:
Have 6 enquiries.. Utl ?? Never late pymnt, always paid in full, less than 14% usage

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I would go for it IMHO 

Chase is good when it comes to recon and one more INQ isn't going to hurt IMHO 

The only thing I might do differently is bring UTL down to 10% 

[ac921ol]

I just got approved, but our revenue is 1.7m a year and it fluctuates since we are a parking garage company. I know the company has had some lates, and we've closed some cards, the initial limit is only 7300, and thats cause I just opened up 3 other chase card from sept to nov.

what was the offer, I got the 5k for 50k points in 3 months.