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Valued Member
amit1326
Posts: 58
Registered: ‎11-17-2013
0

need help in applying CHASE INK Business offer

Hi, 

Need your advice in replying for Chase Business Ink, I got a letter in mail having Invitation number & offer code.

My Experian Score is 731, FICO EQ 660 & TU 719.

In Wallet BOA 5000(Secured), Capital One 3000, Amex 5500, Best Buy 5000, Discover 3000

The oldest is BOA 8 months old.

I always keep balance low, pay in full, was declined Barclays few days back.

I have a small Business, I got Invitation from CHASE INK BUSINESS to apply .

Need your advice, Shall I apply for this card or reject this offer.. & try later ..

Please advice

Thanks 

Community Leader
Senior Contributor
myjourney
Posts: 26,621
Registered: ‎02-07-2013
0

Re: need help in applying CHASE INK Business offer


amit1326 wrote:

Hi, 

Need your advice in replying for Chase Business Ink, I got a letter in mail having Invitation number & offer code.

My Experian Score is 731, FICO EQ 660 & TU 719.

In Wallet BOA 5000(Secured), Capital One 3000, Amex 5500, Best Buy 5000, Discover 3000

The oldest is BOA 8 months old.

I always keep balance low, pay in full, was declined Barclays few days back.

I have a small Business, I got Invitation from CHASE INK BUSINESS to apply .

Need your advice, Shall I apply for this card or reject this offer.. & try later ..

Please advice

Thanks 


INQ's in last 12 months?

UTL?

Baddies?

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Valued Member
amit1326
Posts: 58
Registered: ‎11-17-2013
0

Re: need help in applying CHASE INK Business offer

Have 6 enquiries.. Utl ?? Never late pymnt, always paid in full, less than 14% usage
Established Contributor
sccredit
Posts: 969
Registered: ‎09-14-2012
0

Re: need help in applying CHASE INK Business offer

Your issue is going to be account age but you can probably recon if denied.

Never take credit personally

Unsecured Credit: Amex BCP $24,900; Chase Sapphire Preferred $24,200; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $5,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $5,000; Bank of America World Points Business Visa $8,000; US Bank PLOC Overdraft $1,500; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Epic Contributor
Creditaddict
Posts: 21,016
Registered: ‎10-23-2007
0

Re: need help in applying CHASE INK Business offer


myjourney wrote:

amit1326 wrote:

Hi, 

Need your advice in replying for Chase Business Ink, I got a letter in mail having Invitation number & offer code.

My Experian Score is 731, FICO EQ 660 & TU 719.

In Wallet BOA 5000(Secured), Capital One 3000, Amex 5500, Best Buy 5000, Discover 3000

The oldest is BOA 8 months old.

I always keep balance low, pay in full, was declined Barclays few days back.

I have a small Business, I got Invitation from CHASE INK BUSINESS to apply .

Need your advice, Shall I apply for this card or reject this offer.. & try later ..

Please advice

Thanks 


INQ's in last 12 months?

UTL?

Baddies?


Did you try to recon Barclay?

I would say apply, especially if you have offer... they are good about recon also.

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 686 Prosper(10-30-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Community Leader
Senior Contributor
myjourney
Posts: 26,621
Registered: ‎02-07-2013
0

Re: need help in applying CHASE INK Business offer


amit1326 wrote:
Have 6 enquiries.. Utl ?? Never late pymnt, always paid in full, less than 14% usage

I would go for it IMHO 

Chase is good when it comes to recon and one more INQ isn't going to hurt IMHO 

The only thing I might do differently is bring UTL down to 10% 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Frequent Contributor
ac921ol
Posts: 356
Registered: ‎11-16-2012
0

Re: need help in applying CHASE INK Business offer

[ Edited ]

I just got approved, but our revenue is 1.7m a year and it fluctuates since we are a parking garage company. I know the company has had some lates, and we've closed some cards, the initial limit is only 7300, and thats cause I just opened up 3 other chase card from sept to nov.

 

what was the offer, I got the 5k for 50k points in 3 months.



12/28/13 (Garden Start Date)




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