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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: 1k to 15k in 11 months...IT Pays to discover !!!

Congrats OP

Contributor
Sitori
Posts: 268
Registered: ‎10-25-2012
0

Re: 1k to 15k in 11 months...IT Pays to discover !!!

Do they typically give auto CLI? What's the mark on the increases if they do...6 month?  I just got mine this month with $1700 CL. So you're saying if you charge it up and pay it down constantly they'll auto increase faster than if you didnt? Or they'll give you a higher increase than they would if you didnt? 

Thats a nice limit OP!  

 

 

 

 

 

 

 

 


-------------------------------------------------------------------------------------------------
EQ 701, TU 685, EX ?
Wallet:
Amazon store $2500(10/12), Cap1 $1500 (10/12), Discover $1700 (11/1/12).
Valued Contributor
dodgerslv
Posts: 1,729
Registered: ‎06-16-2012
0

Re: 1k to 15k in 11 months...IT Pays to discover !!!


Sitori wrote:

Do they typically give auto CLI? What's the mark on the increases if they do...6 month?  I just got mine this month with $1700 CL. So you're saying if you charge it up and pay it down constantly they'll auto increase faster than if you didnt? Or they'll give you a higher increase than they would if you didnt? 

Thats a nice limit OP!  

 

 

 

 

 

 

 

 


I read of people getting auto cli as early as 3 months after getting the card. I think if you are requestion a cli for the first time, you do have to wait 6 months. Other than that, they could generate auto increases at anytime and alot does have to do how much use the card and how often you PIF or send large amounts.


Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x2) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (6/21/14) EX: 758 TU: 759 EQ: 755 (Utilization at 8% right now).





Frequent Contributor
koalablue
Posts: 336
Registered: ‎05-23-2012
0

Re: 1k to 15k in 11 months...IT Pays to discover !!!

Wow - very well done!  I wish it paid me to Discover.  I got a Discover card with a 1700 CL a year ago and they haven't increased the limit.  Maybe I don't use it enough. I have other cards higher much higher limits so I'm not too broken up about it.  Just sort of irritating.

Contributor
Sitori
Posts: 268
Registered: ‎10-25-2012
0

Re: 1k to 15k in 11 months...IT Pays to discover !!!


koalablue wrote:

Wow - very well done!  I wish it paid me to Discover.  I got a Discover card with a 1700 CL a year ago and they haven't increased the limit.  Maybe I don't use it enough. I have other cards higher much higher limits so I'm not too broken up about it.  Just sort of irritating.


wow ...that sucks for me.  lol.  I just got mine with the same limit...I hope that doesnt happen to me! do you rarely use it???


-------------------------------------------------------------------------------------------------
EQ 701, TU 685, EX ?
Wallet:
Amazon store $2500(10/12), Cap1 $1500 (10/12), Discover $1700 (11/1/12).
Frequent Contributor
koalablue
Posts: 336
Registered: ‎05-23-2012
0

Re: 1k to 15k in 11 months...IT Pays to discover !!!

Yes, I rarely use it.  I've used the balance transfer function twice to transfer money from a higher interest card, and that was helpful, but its not my go-to card for spending.  I don't like that you have to spend a certain amount, I think 3000 dollars, before you get the 1 recent cash back.  If you run a decent amount of money through your Discover every month, I think you'll have much better luck than I did.

Frequent Contributor
Sparkz1920
Posts: 271
Registered: ‎08-09-2009
0

Re: 1k to 15k in 11 months...IT Pays to discover !!!


SubseaEngineer wrote:

I did the same thing as Youngman and got from $1,000 in January to $4,000 in June, and $7500 in August.


I finally got approved for the Disover more this week and she said i get all the rewards and such...high apr of course but only 1k...

 

So im glad to see that it grew with you all...Im sure it will do the same for me. Im excited about those cash back offers


Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
Frequent Contributor
youngman1234
Posts: 455
Registered: ‎02-27-2012
0

Re: 1k to 15k in 11 months...IT Pays to discover !!!

Guys I use the heck out of my discover... What I do I pay b4 the statements cut. So always a 0 balance is reported I use my entire line by the way.. As of now my yearly spend is 45k it will reach 75k before the year is over....
Frequent Contributor
youngman1234
Posts: 455
Registered: ‎02-27-2012
0

Re: 1k to 15k in 11 months...IT Pays to discover !!!

By the way cash back by than will be over 1k which was the line they originally gave me...lol

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